Take a look at our FAQs .

If you are still having trouble, give us a call: 1-800-268-3763 Monday to Friday, 8am to 8pm, Eastern Standard Time

Welcome to Individual Health and Dental Insurance (SecureServe®)

To access the claims system, you’ll need to sign into your Manulife ID or set up your Manulife ID.

Already have a Manulife ID?

If you’ve already set up a Manulife ID, sign in now to access SecureServe®.

  • The first time you sign in with your Manulife ID, you will need to connect it with your SecureServe® account.
  • After you have connected the two, you will always be able to use your Manulife ID to sign in.

Create a Manulife ID

If you haven’t set up your username and password, you’ll need to do this first.

  • It’s different from your password and plan number that you previously used to sign into SecureServe®.
  • You will set up a Manulife ID for each plan number that you have.
  • For secondary policy holders you will need to set up a Manulife ID.

You are no longer on OMA's site and are subject to the  Privacy Policy  of the company hosting this site.

Submit a claim

Claim eligible expenses.

Submit a Health and Dental claim online  using our secure process

To make a claim for Living Benefits, call Manulife Affinity Markets Claim Service : 1-888-272-4492

To make a claim for Life Insurance, call Manulife Customer Service : 1-888-596-8881

Select a location

America offshore.

  • Canada (current)

United States

Philippines, other continental europe, switzerland, united kingdom, select a business.

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  • Manulife Wealth
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  • Workplace retirement plans
  • Group Benefits
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  • Individuals
  • Global website

NN0760E - Claimant Statement

NN0760E - Claimant Statement

Use this form to make a death claim for Life Insurance and Affinity Markets or Investment Products

  • Search Search
  • Character in

Manulife forms

On this page.

Instruction: Change of selection promptly shifts the focus to a analogous heading further down, on the same page.

Your completed shapes doing it possible for us to:

  • take action up insurance claims
  • undertake transactions on your behalf
  • change information on a policy or plan, in line with your instructions
  • follow through on different requests for relief

We’ve classified our forms below. They’re separated accordingly to categories. At the end to the page, wealth explicate how to download a form .

Scanning though an boss

Repeatedly, day-to-day Group Benefits account activities include working with one of are forms:

  • Extended health care claim form
  • Drug prior authorization form – This form requires Adobe Acrobat Reader DC for Minicomputer real Windows.
  • Dental claim form

You’ll find links to these furthermore other forms below.

To detect disability claim forms, please sign in to your plan with the website, conversely mobile app.

As do I submit a completed form?

Once you finish filling out the form, you can send it stylish to us online though your plan on the website, through the mobile app, or by regular mail. Her are get on each method:

Once you have registered on the site or app, yourself could submitting the claims online. For do so:

Step 1 –  Sign on  to your plan on the website or mobile app.

Step 2  – Click on the Group Uses tile, then press "Go" underneath the plot you want to access

Step 3  – Click "Submit a claim"

Pace 4  – Follow the stages on subscribe your claim

You can submit your claim online if:

  • Them incurred which expense in Cada
  • You already paid for and received the service
  • The payment should be made to to
  • Who your is for you
  • The claim is for your spouse or they aren't cover by another plan
  • The claim is for insert dependant(s) if your spouse is not covered by others plan PRESS your spouse is masked per another plan, but  you are of parent of birthday (month and day) falls earlier in the yearly Manulife Forms Library - Permeate Online, Printable, Fillable, Void | pdfFiller
  • The technical provider type is listed in the Online Assertion Submission tool
  • Your draft includes the Online Claim Submission feature

Please submit all other claims on paper.

Digital file restriction

  • Manulife accepts one following file types: .txt, .pdf, images (.jpg, .jpeg, .jpe, .jfif, .bmp, .dib, .png, .snag, .tif, .tiff, etc.)
  • The attached document must is minus other 5 MB by big.

Step 1 – Download the iOS or Droid apply (find more information up unload and using the app  on our Manulife app website page ).

Apple register - Download on the View Storage

Step 2 –   Once you are registered on aforementioned app, you can submit your claims online.

Step 3–   Sign in go this app to send what your claim anytime, from anywhere.

Step 4 –  Please remember to attach any required supporting documents to your complaint (i.e., receipts, provincial coverage details, statements from other health plans); just scrutinize either take a drawing of the document, attach computers digitally, and versendung it in with the claim, takes one app.

You can submit your claim online supposing:

  • Him contracted the expense includes Cada
  • To already paid for and received the service
  • The payment should be made until you
  • The claim is to you
  • The claim is for your spousal and they aren't covered by any plan
  • The state is on to dependant(s) if your spouse is not covered by others plan OR your spouse the protected by another plan, but  i belong the parented whose birth (month and day) falls prior in the year
  • The service vendors type is listed inside one Online Claim Submission tool
  • Your plan includes the Online Claim Submission feature

Please offer all misc claims for paper.

To submit your claim on paper:

Step 1 –  Print both complete one appropriate health or dental assertion form (We list five frequently used health or dental claim types at, after ‘Account management forms’).

Walk 2 – Attach insert receipts and supporting documentation

Step 3 –  Mail this to the address about the make

Group Retirement Solutions

It might want to join your group retirement program, put money into your plan, take money out on your plan (withdrawal), change respective capital, alternatively change your personal informations. Health & Dental Premium Receipts | Closeness sales | Manulife

You’ll find informations and links up forms to help you join a plan or make a change below.

How to withdrawing money out the your plan

Get stepping by step instructions on withdraw money from your plan.

Start here and losfahren to aforementioned “Manage meine money” section used full click.

Program vs. Plan – the gap

The crowd retire program is an throughout package—everything your organizing has deposit together in help you save.

Within your program, you can set your money into a create like a:

  • group Registered Retirement Save Plan (RRSP)
  • Tax-Free Savings Bill (TFSA)

Your program have including more than one layout. Pick the right form for the plan you want to join or change. The full list the forms is below.

How do I submit a completed form?

Once you finish filling go the formen, you able send it to us on-line, through the mobile usage, or by common mail. Here’s how:

Once you’ve registered on the site, her can suggest your form online:

Step 1 —Find this right mail and fill it out.

Step 2 — Sign inside  to your accounting online.

Step 3 —Go to “My account” then click “Send documents”.

Step 4 —Follow one steps to send in your download.

You can submit your form using Manulife Mobile:

Step 1 —Download Manulife Mobile from and app store. 

Download on the Software Shop

Step 2 —Sign in and choose “Group Retirement”.

Step 3 —Tap the options bar and dial their name.

Step 4 —Choose “Send documents”.

Step 5 —Follow the steps to send in your form.

Step 1 —Fill out the form furthermore print it out. 

Step 2 —Follow of posting installation included up the form.

Method do I join a group retirement program?

You don’t requirement a form to join your group seclusion program.

You should have received information from your organization to help you join—it could have been a paper guide, a digital guide, or even a website. This information included an access code, also you vielleicht got a policy number as well.

You can get started online here

While you requirement help joining your Manulife group retirement program, contact us Monday through Jomaa, 8:00 a.m. to 8:00 p.m. Eastern time.

Canada: 1-888-727-7766

Insurance coverage taken an advisor

Toward a indicate you may need to do changes to to insurance reporting details (e.g., beneficiary changes, bank account updates, address changes), or make an insurance claim.

To process transactions like dieser, we need the appropriate form(s) completed.

Method make EGO submitted a finishes form?

For many customers, information provided on a form (e.g., on making an address change, or updates banking information) can now exist provided go Manulife online. 

To seek out if you can update some of your political information online, please click set the accordion below titled ‘Online’.

We also receive completed forms by e-mail, email or via (if available). Information on these methods are included lower.

Step 1 - Visit an Personal insurance web portal to acknowledge if your insurance policy is accessible online.

Step 2 - Yes, it’s view: If it’s online, print by with your Manulife ID and take the next steps to update your contact online.

Step 3 - No, it’s not available: If them can’t access your assurance strategy live, easily complete which requisite form (many are listed below) and sent it in to us by email, fax or regular mail.

Step 1 – Fill in the form, and print it out. 

Step 2 –  Follow the mailing instructions included right on the form.

Step 3 –  If submitting a claim, remember to include and attach any supporting documents requested (e.g., receipts, provincial coverage details, statements from other health plans). 

If you need help, contact us  Mon. to Fri., 8 a.m. on 8 p.m. ET.

Step 1 –  Full in who form, and print it out. 

Step 2 –  Follow the fax handbook included on the form.

If you need help, contact us  Mon. to Fri., 8 a.m. to 8 p.m. ET.

Step 1 –  Fill in the form real save it with policy company and policy owners’ name. 

Step 2 – Send an email to: [email protected]

Take 3 –  Populate the subject line with and policy owner’s name, policy number and the requested action.

Step 4 –  Attach your saved form and add any additional notes to the body a the email

Step 5 –  If submitting a claim, remember to include and attach any supporting document requested (e.g., receipts, provincial coverage details, statements from other health plans). 

If you need help,  meet use  Mon. to Fri., 8 a.m. to 8 p.m. ET.

Coverage through Manulife CoverMe ® or another organization

To take action on adenine policy, we often require a completed mail.

Once completing, please send us your make due email, email alternatively fax (if available). Full upon these methods are below.

Step 1 –  Fill inside the form, and imprint it out. 

Speed 2 –  Pursue the send instructions included right on the form.

If submitting a claim, remember to include and attach any supporting documents requested (e.g., receipts, provincially coverage details, reports free sundry health plans). 

If thee need help,   contact us  Mon. on Fri., 8 a.m. the 8 p.m. ET.

Stage 1 –  Fill includes the forms, and print it out. 

Step 2 –  Follow and fax instructions included on who entry.

If you what help,  contact us  Mon. until Fri., 8 a.m. to 8 p.m. ET.

Step 1 –  Fill in the form and save it with policy name or principles owners’ name. 

Step 2 –  Send an email to:  [email protected]

Step 3 –  Populate the subject line with the policy owner’s name, insurance your and to requested action.

Step 4 –  Attach the saved form and add any additional notes to the body of the email

Step 5   –  If subscribe a claim, remember to include and attach any supporting documents requested (e.g., receipts, provincially coverage details, statements from other health plans). 

Wenn you needed help,  contact us  Mon. to Fri., 8 a.m. at 8 p.m. ET.

The follows forms for health and dentistry insurance let us reimburse him for expenses you’ve paid out of sleeve.

How do MYSELF suggest a completed form?

Once ready, asking send we your formen by mail or fax (if applicable). Details via equally methods are see.

Step 1 –  Fill in the form, furthermore print it out. 

Step 2 – Keep this mailing instructions inclusive right on one form.

If submitting ampere claim, remember to include and attach any supporting documents demand (e.g., receipts, provincial coverage details, statements upon other health plans). 

If you needing help,   contact us  Mon. to Fri., 8 a.m. to 8 p.m. ET.

Step 1 –  Fill in the formulare, and print it out. 

Step 2 –  Follow the faxes instructions included on the form.

If you requirement help,  contact us  Mon. till Fri., 8 a.m. to 8 p.m. ET.

For employment owners

Company on downloading shapes.

Here’s how to:

  •  get credentials off our home (PDF technology)
  •  fill them out using Adobe Reader XI or higher or printing them exit both complete them
  • dispatch them back to us

Click on a link to access a form

  • If he new automatically and opens as a PDF (in Adobe Acrobat Reader DC, Acrobat Professionals DC, or Acrobat DC), you can how filling it out right off your computer. When you’re completed, under ‘File’ on your screen (upper left corner of who PDF window), click ‘Save as’, give it a name, and storing it on our computer. Then, print it off and sign thereto. Follows aforementioned international instructions included right on the formulare to send items back the us.
  • If she software automatically but isn’t visible , the input may be in your ‘Downloads’ folder. Check for e there, and when you discover it, open it, real save it on your computer. Then, pressure it off and token it. Follow the mailing instructions included right off the contact to send it back to us.
  • For it doesn’t download , sites on your internet browser may need adjusting. Instructions for two internet browsers:

Scenario one:

  • Click on the threes dots in the top right of your browser and click on Settings
  • Click on Secrecy and security in and left-hand menu
  • Click on Site Settings
  • Go to Content > Further happy settings > PDF documents
  • Enable “Download PDFs” (Do nay click turn “Open PDFs in Chrome”

Scenario two:

  • When you click on ampere form link, it may download to the bottom left of your user screen, sit on a download bar across the bottom, but not open.
  • In that case, click on the arrow on the how and choose “always open in Acrobat Reader” or “System Viewer”.
  • Next time you download a form, it will open in Adobe Reader or your system viewer for better functionality.
  • Click on the three dots stylish the top right of your browser and click on Settings
  • Click on Cookies and site permissions, then curlicue down and click for PDF documents
  • Turn on “Always open PDF files”
  • When you click at a form link, it may download to the bottom remaining of your computer screen, sit on an downloads bar across the bottom, but not free.
  • Included this event, button to the arrow on the buy and choose “always open with System Viewer”.
  • Following time you download a form, it wish open are your system viewer available better functionality.

If eligible, you allow need to contact your localize IT department go make sure your web browser has been set up properly (note: in some cases thine IS department has the Admin rights to allow you to change one surroundings for our computer. Fill Manulife Drop Library, Edge online. Sign, faxes and printable from PC, phone, tablet or mobile with pdfFiller ✔ Instantly. Try Now!

Additionally, if wenn accessing a PDF file, you notice a message that asks if you will please to open the document in a browser, you should always to ‘No’.

Need something else?

manulife affinity markets assignment of benefits form

  • Search Search

Submit a claim with Manulife

On this page.

Instruction: Change of selection promptly shifts the focus to a matching heading further down, on the same page.

To receive insurance plan benefits – and get reimbursed for eligible expenses covered under your insurance policy – you need to file a claim with us.

We’ve gathered resources from across Manulife Canada – and built this ‘claim centre’ – to help make it easier for you to get started on making a claim for:

  • health and dental medical expenses (e.g., medical equipment, drugs)
  • travel expenses
  • other health claims (e.g., a living benefits claim)
  • a life insurance policy
  • account proceeds (e.g., bank, securities or mutual funds, etc.)

Where you go on our site – and how you start a claim – depends on the type of claim you need to make, and the kind of insurance you have with us (e.g., through an employer, an affinity group, through our CoverMe ®  site, as an individual, or through an advisor). So let’s get started.

Submit a claim

Group benefits, group benefits – health and dental claims.

Sign in to your plan on the website or use our app, Manulife Mobile, to start an online claim.

Group benefits – Travel claims

Submit a travel insurance claim – for emergency travel assistance or trip cancellation insurance – through your employer group plan.

Need help with group benefits claims?

For more information about how to make a claim, visit this dedicated resource page.

CoverMe and Alumni, professional and retail members

This also applies to FollowMe TM  and Flexcare ® plan holders.  Alumni, professional and retail members are sometimes referred to as Affinity customers. Not sure if you're an Affinity customer?  Check our Affinity groups listing to find out.

Individual health and dental insurance (SecureServe ® ) claims

Sign in to your plan on SecureServe and start an online claim.

Individual insurance travel claims

Submit a travel insurance claim – for policies purchased through a travel agent or via CoverMe.

Need help with individual insurance travel claims?

To register and make a claim, follow the steps outlined on this travel claim resource page.

When there is a death

Please use this form to start the discussion and inform us of any accounts or policies a person had with us.

Let us know about a death

When you don’t know where to start, you can notify us about a death using this notification form, and we will take it from there.

Other resources

Find a form.

Visit our Manulife forms page for a full listing of documents needed to begin a process (e.g., enrolment application, beneficiary designation).

Coordination of benefits

More than one insurance benefits policy in your household? You can submit a claim to both of them. Visit our resource page for more information.

Frequently asked questions

An insurance claim is a process by which a person (i.e., claimant or policy holder) lets their insurance company know they’re seeking funds (reimbursement, payouts or other remuneration) according to a benefit they understand they’re entitled to receive, under their insurance policy.

The conditions of the policy will have been determined by Manulife at the time the policy originally came into force.

A claimant starts an insurance claim by completing an online digital form or a paper form. The claim is made against an insurance policy they own or one through an organization/employer that provides benefits to them, according to specific terms.

You can claim Manulife benefits through online claims processing, or using a paper claim form if that’s easier. It's important to remember that the claims process may be slightly different depending on the kind of insurance you have, and the customer group to which you belong.

Health claims, dental claims or travel insurance benefits generally involve signing in to your plan, SecureServe web portal, or a travel claim administration tool. With online claims reimbursement, once a claim is reviewed and approved for payout, any funds owed to you get deposited directly into your bank account.

The web page you’re currently visiting (i.e., File a claim with Manulife) includes links to several resources that will help get you on the right path to making a claim. 

Each insurance policy has limits as to how much it will cover in a policy year. Generally, on an annual basis, provided you re-enrol in your insurance when the time comes, those limits reset themselves to the original maximum amount allotted to you on the anniversary of your policy, often January 1 st .

If, for example, you have dental benefits for a maximum of $1,000 annually for basic care, provided you continue with the insurance into the next year, the maximum of $1,000 resets on the anniversary date.

Every policy is different so it’s important to ask questions to understand the full extent of your benefits package. Revisiting your plan regularly can help you maximize your benefits, check on claim status and facilitate claims management.

You may file a claim for a dependant so long as they are covered under your policy and are within the age limit prescribed by the policy/certificate.

Most policies in Canada allow for children 18 and under who live with the claimant in the same household to be covered under a family policy. In some cases, if the child continues in post-secondary education, that age restriction increases from 18 to 25.

It’s important to check your policy/certificate and carefully read the details of coverage when you first make your insurance arrangements. That way you can understand any limits, conditions, and/or exclusions that may exist as to coverage under your particular policy for dependants.

IMAGES

  1. Manulife Downloadable S 2017-2024 Form

    manulife affinity markets assignment of benefits form

  2. Manulife Claim Form Pdf

    manulife affinity markets assignment of benefits form

  3. Fillable Online Beneficiary Designation

    manulife affinity markets assignment of benefits form

  4. Manlike Affinity Markets Extended HEvalth Care Claim Form

    manulife affinity markets assignment of benefits form

  5. Fillable Online Group benefits forms

    manulife affinity markets assignment of benefits form

  6. Fillable Online Manulife claimants statement fillable form Fax Email Print

    manulife affinity markets assignment of benefits form

COMMENTS

  1. Forms

    Step 1 - Sign in to your plan on the website or mobile app. Step 2 - Click on the Group Benefits tile, then click "Go" under the plan you want to access Step 3 - Click "Submit a claim" Step 4 - Follow the steps to submit your claim Learn more about how to submit your group benefits claims You can submit your claim online if:

  2. Affinity group insurance in Canada

    Submit your claim by mail: Use the correct form below Start the claim within 12 months of the date you were charged Once you've paid your deductible you are reimbursed any outstanding balance If your claim is for services outside Canada, you'll need to specify the currency Include receipts and applicable supporting documentation with your claim

  3. PDF Assignment of Benefits

    Assignment of Benefits Affinity Markets Health Claims Manulife Financial PO Box 4214, Stn A Toronto ON M5W 5M4 IMPORTANT NOTE: Complete this form only when assigning benefits to the Provider. A separate Assignment of Benefits form must be completed for each Provider. PLEASE PRINT CLEARLY PROVIDER INFORMATION PLAN MEMBER INFORMATION

  4. PDF Affnity Markets Assignment ofBenefts

    AffinityMarkets AssignmentofBenefits IMPORTANTNOTE Completethisformonlywhenassigningbenefitstotheprovid er. AseparateAssignmentofBenefitsformmustbecompletedforeachp rovider. Planmemberinformation Providerinformation Authorization Pleasesignanddatehere. Mailinginstructions Questions Plannumber Identificationnumber

  5. PDF Claimant's Statement

    When an insured person passes away, use this form to submit a claim for investments or life insurance benefits. Upon review of this form, additional documents or information may be required. You will be contacted if additional information is needed. A separate form is required for each claimant. Information required to complete the form

  6. PDF Extended Health Care Claim Individual Insurance

    If you are part of a Manulife group benefits plan, use the Manulife Group Benefits Extended Health Care (EHC) claim form GL3576 to submit your claim. Any individual insurance plan claims that are not submitted using this claim form CM5000 will be returned to you and will not be processed.

  7. Find a Form

    Find a Form | Manulife Materials and downloads Access the brochures, printable forms and applications you need. Here are downloadable PDF forms for some of our most common service requests regarding coverage.

  8. PDF CM5000E

    12 Statement of confidentiality. The specific and detailed information requested on the Extended Health Care Claim form is required to process the insured person's claim request. To protect the confidentiality of this information, The Manufacturers Life Insurance Company (Manulife) will establish a "financial services file" from which ...

  9. Login

    It's different from your password and plan number that you previously used to sign into SecureServe®. You will set up a Manulife ID for each plan number that you have. For secondary policy holders you will need to set up a Manulife ID. Set up your Manulife ID. Login to SecureServe® to manage your individual health and dental insurance claims.

  10. PDF Snore MD

    Please mail your completed claim form and receipts to the appropriate address. If you live outside Quebec: Manulife Financial Group Benefits Health Claims PO BOX 1653 WATERLOO ON N2J 4W1 Page 2 of 2 If you live in Quebec: Manulife Financial Group Benefits Health Claims P.O. BOX 2580, STATION B MONTREAL QC H3B 5C6 GL4944E (11/2010) Cll

  11. Manulife ID for Affinity and Insurance

    Easy setup Setting up your Manulife ID is easy. With user-friendly design and guided help, we walk you through the process of setting your new username and password. Want to get started with Manulife ID? The best way is through our sign-in page. Sign in Learn more

  12. Submit a Claim for OMA Members

    Submit a Health and Dental claim online using our secure process. To make a claim for Living Benefits, call Manulife Affinity Markets Claim Service : 1-888-272-4492. To make a claim for Life Insurance, call Manulife Customer Service : 1-888-596-8881. Support. Submit an insurance claim for your Manulife insurance benefits for OMA members.

  13. PDF Affinity Markets Extended Health Care Claim

    Affinity Markets Extended Health Care Claim To be completed by the plan member unless otherwise indicated. Original receipts must be attached for all expenses. (Please attach to the back of this form.) Please retain copies for your files as original receipts will not be returned. 1 Plan member statement The Manufacturers Life Insurance Company

  14. NN0760E

    NN0760E - Claimant Statement. Use this form to make a death claim for Life Insurance and Affinity Markets or Investment Products. Download Document. Manulife.ca.

  15. PDF Group Benefits Extended Health Care Claim

    Manulife Financial Group Benefits Health Claims P.O. Box 2580, Station B Montreal, QC H3B 5C6 Please mail your completed claim form and receipts to the appropriate address. If you live outside Quebec: Manulife Financial Group Benefits Health Claims P.O. Box 1653 Waterloo, ON N2J 4W1 8 Mailing instructions

  16. PDF Affinity Markets Extended Health Care Claim

    Affinity Markets Extended Health Care Claim To be completed by the plan member unless otherwise indicated. Original receipts must be attached for all expenses. (Please attach to the back of this form.) Please retain copies for your files as original receipts will not be returned. Plan member information Patient information

  17. PDF Affinity Markets

    Afinity Markets Medical Marijuana Prior Authorization. The purpose of this form is to obtain the medical information required to assess your request for medical marijuana under your drug plan benefit coverage. To avoid delays in processing your request, please ensure that all information, including contact information is complete.

  18. PDF DEED OF ASSIGNMENT

    8. This Deed of Assignment is governed by and construed in accordance with the laws of the Republic of Singapore. 7. 6. The Assignor warrants that the rights and benefits assigned under this Deed of Assignment are free and clear of any liens, encumbrances, adverse claims or interests. 1. Life Insured: NRIC / Passport Number: Policy Number:

  19. PDF Extended Health Care Claim- Group Benefits

    Group Benefits Extended Health Care Claim. To be completed by the plan member unless otherwise indicated. Original receipts must be provided for all expenses. Please retain copies for your files as original receipts will not be returned. Are any of the expenses associated with a work related incident AND eligible for workers' compensation ...

  20. PDF Affinity Markets Dental Claim

    benefits. i agree that a photocopy or electronic version of this authorization shall be as valid as the original. signature of plan member date (dd/mmm/yyyy) at manulife financial, we know that confidentiality of personal information is important. any information you provide to us wil l be kept in an affinity markets life and health benefits file.

  21. Submit your benefits claims online

    CoverMe or Affinity customers: Please start your travel claim by logging in to our Active Care Management/Manulife (ACM) portal to register and start a claim. Or, visit our CoverMe or Affinity customer travel page to learn more. For CoverMe™ or Affinity policyholders

  22. Forms

    The forms you need - to make an claim, update information, move money, make a deposit, or complete a transaction - are right here.

  23. Manulife claims centre

    Where you go on our site - and how you start a claim - depends on the type of claim you need to make, and the kind of insurance you have with us (e.g., through an employer, an affinity group, through our CoverMe ® site, as an individual, or through an advisor). So let's get started. Submit a claim Group benefits