Top 10 scholarship essay prompts and how to answer them (with infographic)

Checking each scholarship application’s questions and essays can be time-consuming. But what if you could find out what the most common essay topics were–and then reuse those same scholarship essays across multiple applications?

Well, Going Merry can help you do just that. We took a random sample of about 700 scholarship applications on our scholarship platform and categorized the prompts for any essays requiring 250 or more words. Finally, we ran the numbers to find out what the top 10 most common scholarship essay prompts are. 

These 10 topics represented a whopping 90% of all scholarship essay prompts. So that means if you had these 10 essays ready to go, you could apply to the vast majority of scholarships with very little additional work, especially when you use Going Merry’s auto-filled application forms .  

Here’s our list of the Top 10 Most Common Scholarship Essay Prompts.

  • Here’s an excerpt of the winning scholarship essay from John Flowers Jr.:

2. How have you contributed to your community?

3. tell us about yourself., 4. tell us about a time you failed and what you learned from it., 5. what are your academic and/or career goals, 6. what impact has sports had on your life.

  • And here’s a winning essay on this scholarship topic from Jesús Adrian Arroyo-Ramirez:

Here’s an example of a winning scholarship essay from Gabby DeMott in which a student developed a new understanding of herself and others.

Here’s a winning going merry scholarship essay from daniel gill on what makes him unique (hint: he brings puppetry and education together with expressive arts):, 10. why do you want to study/pursue [x], download the top 10 scholarship essay prompts, more resources related to writing for college, ready to start writing some of these top scholarship essay prompts.

Answering scholarship essay prompts

1. How will this scholarship help you?

You should answer this scholarship essay prompt by explaining how the award money will help you in at least one of the following ways: financially , professionally, and/or academically. 

Financially, you can share family hardships or goals on how you plan to use the money to help pay for portions of college – for textbooks, tuition, a laptop, or other school supplies. 

Professionally, the scholarship might help you pursue a degree in a field you’re interested in. If you’re a first-generation student, you can highlight that this would help you pursue both academic and career dreams as the first in your family.

For example, John Flowers Jr., a Going Merry scholarship winner , described in his scholarship essay that the award would help him be able to pay for his books. 

“Winning this scholarship will make a difference to me because it will allow me to cover college financial issues that may hold me back from reaching my career. Being less stressed about worrying about college fees will allow me to focus more of my attention in class to earn the credits, and not worry about how I’m going to pay for the class.”

Here’s an excerpt of the winning scholarship essay from John Flowers Jr. :

My parents were never given a shot at having an education beyond high school. They were never given a shot to show their full potential and make a difference in the world  […] Being young and seeing my parents struggle is hard for me. It’s challenging seeing the people you love go through a hard time and you can’t do anything about it. […] But then I realized I can do something about it. I can get good grades in school. I can take college level courses throughout high school. I can attend a 4-year university and earn my bachelor’s degree in Business Entrepreneurship. That was my thought process as a Freshman.  Now being a Senior I turned those “I cans” into “I did.” I DID get good grades all through school. I DID take college level courses. I will be walking straight out of high school with 17 college credit hours.  […] I DID get into a 4-year university; and 4 years from now I want to be able to say I DID earn my bachelor’s degree in Business Entrepreneurship. Nothing would make me happier than to be able to take care of my parents the way they have been taking care of my all my life; and nothing would make me better as a person than to be able to say I did this. […] Winning this scholarship will make a difference to me because it will allow me to cover college financial issues that may hold me back from reaching my career. Being less stressed about worrying about college fees will allow me to focus more of my attention in class to earn the credits, and not worry about how I’m going to pay for the class. Even book fees will add up over time due to how many different classes there are. Being able to use this scholarship to pay for books that are required for a certain class will be a big help, especially for a student who has lots of classes that have to be taken.

This is a common essay prompt for community service scholarships . In this essay, describe your experience in community service, explain how you’ve given back, or share volunteer opportunities you’ve participated in. For example, if you’ve organized a community donation box and taken the donations to a nonprofit organization, share how you got involved in that and how it helped the community. 

Two more things to mention–even when they’re not explicitly asked: 

  • How have you learned or grown due to your community service? Scholarship committees want to know how this work has contributed to your character. 
  • How do you plan to continue to support your community in the future? Bonus points if your college plans (which they’d be partially funding!) help you further contribute. Sometimes this is easy because your intended career path is service-oriented (for example, if you want to be a nurse, doctor, teacher, or social worker), but other times you may wish to give back on the side (for instance, by doing pro-bono work if you want to be a lawyer). 

You have a lot of creative freedom with this scholarship prompt! But don’t get too crazy. Generally, this kind of “open-ended” prompt is a bit of a trick. In the end, the scholarship committee still wants to know: 

  • What motivates you to do (study or pursue a career in) what you plan to do? Remember, they’re funding your future, so they want to know about your plans and why you’re passionate about them. 
  • What kind of (good) characteristics do you have? They’re ultimately choosing people to invest in, so they want you to be a good person. Characteristics you might want to show are empathy, service, leadership, perseverance, or determination. 
  • What kind of successes have you had in the past? This is your chance to brag about what you’ve accomplished so far. 

This essay topic is quite similar to writing a college personal statement , except that with this one, you want to more explicitly tie things back to your future plans.

how to make an essay about financial

Scholarship providers understand that no student is perfect, and they want to know how you learned from a failure – this can be an academic, professional, or personal failure. Break down how you failed, why you failed, and how it made you better. You can also reveal something you learned from that failure, such as what you would do differently in the future, so you don’t run into that situation again, or how that moment changed your life and how you picked yourself up. This is a moment to show how you can learn and persevere. 

If the essay is very short (say, 100-300 words), be clear and concise. Explain what you want to study, and then what kind of career you want to lead afterwards. Be sure to save room for 1-2 sentences explaining why you’re motivated to pursue that path. 

If you have a longer essay (for example, 500-1000 words), take the time to describe what inspired you to pursue certain academic and/or career goals. For example: One of your parents has always owned his or her own business and now you’re inspired to be an entrepreneur, to pursue a degree in business. Describe that moment of realization when you decided that would be your career goal. Maybe a conversation with that parent sparked inspiration to pursue that, or maybe it was simply watching them work as you grew up. Looking to the future, how do you plan to pursue that career goal? How will the scholarship award help you pursue it? Tell a story; paint a picture. Get creative with it!

Check out these blog posts for additional information on writing an essay about your academic goals and/or career goals .

This essay prompt is generally for scholarships supporting student-athletes.

So if you played sports throughout high school, share how it’s affected your life, You can reflect on experiences with teammates (if it’s a team sport), what you learned (or gained) from practices or meets/competitions, any injuries you had to overcome, how you balanced athletics and academics, how it affected your schedule (early-morning wake-ups, anyone?), and time with your coach(es) or sports mentors. 

You’ll also want to look forwards and not just backwards. How will you take your sports experiences with you, into college and beyond? Maybe there’s a direct connection: being on a team inspired you to one day pursue a career in sports and eventually coach. Or the effects can be more indirect: You’ve learned time management skills that will help you in college, or you’ve learned teamwork skills that will help you when you begin working.

7. Why do you deserve this scholarship?

Scholarship providers are basically asking, “Why should it be you?” with this scholarship essay prompt. Paint a picture of why you’re the most deserving student for this scholarship award. 

You’ll want to establish at least these two things:

  • You’ve proven yourself as high-achieving (in the past). Discuss accomplishments you’re proud of or any accolades (honors, awards, or simply verbal compliments) you’ve received. 
  • You’re driven to succeed (in the future). Show that you’ve got clear future plans and the gusto to make them happen. 

In addition to that, a strong essay will show at least one of these additional traits: 

  • You’re passionate. If you’ve got a good story to explain your motivation for your studies or future career plans, now’s the time to tell that tale. Here’s the moment to wow the scholarship committee with why you care more than anyone else, and why. 
  • You’re unique. Scholarship committees love finding someone who’s just different and stands out from the rest. If you’ve had an unusual upbringing or an uncommon interest, lean into that. (For instance, scholarship winner Daniel Gill wrote about his passion for using puppetry to help autistic children — now that’s cool and unique!)
  • You’ve got a particular financial need . For need-based scholarships, this essay question may in part be asking you why your financial need is greater than other applicants’.

Want more tips? We have a whole separate post dedicated to answering this scholarship essay prompt.

And here’s a winning essay on this scholarship topic from Jesús Adrian Arroyo-Ramirez :

I always knew I was different than my friends in some way. Growing up, I struggled to speak English while everyone else had little to no problems. I needed extra help in school while my friends coasted by with ease. My friends would hop on planes and travel all around the world while I had to stay at home. At the age of 13 all of my friends started driving while I still couldn’t. I built up the courage and asked my mother why I did not have access to the simple liberties everyone else did. My name Is Jesús Adrian Arroyo-Ramirez, and I was illegally brought to this country when I was just six years old. At the time I had no clue that I was breaking any laws, and I did not realize the fact that my life was going to change forever. Growing up with a different citizenship situation than my peers was and still is the biggest challenge I have to face in my life. Looking back there is not a single thing that I would change. Knowing that I had to work harder than everyone else led me to be the person that I am today. I took that fire inside of me, pushed myself, graduated first in my class with a cumulative 4.0 GPA, became a Kansas Scholar, and graduated High School with a semester’s worth of college credit. In November of 2016, everything began to look up for me. I received a work permit and a social security card all thanks to the DACA program. I was finally able to get my license, get a job, and most importantly attend college. I plan to continue my success in the classroom and do everything to the best of my ability as I know that under my current circumstances it can all be ripped away from me at any moment. Growing up with my situation has taught me to not take advantage of a single opportunity. There has been continued support around me past and current and I know there are people out there rooting for my success. I will strive to be the first generation in my family to graduate from an American University and I will set a stepping stone for my future family so they will not have to struggle as I did. My citizenship is not a setback, it is a mere obstacle that I will always learn to work around if it means giving my future children a better life, just like my mother did for me.

Researching scholarship essay prompts

8. Tell us about a time when you had a belief or idea challenged.

Have you studied abroad? Visited a foreign country on a family trip? Had a thought-provoking discussion with a teacher, religious leader, or friend? Think about an experience or a moment that challenged – or even changed – one of your beliefs or ideas. Explain what your original understanding of the idea was, when that idea was challenged, and how you felt about it afterward. Scholarship providers are interested in seeing reflection and growth, so expanding on every detail, including where you were, who you were with, and what you were feeling, can help tell your story in your essay.

There were only a few minutes to go and our eyes were glued to screen. On the edge of our seats, clutching whoever happened to be next to us, we watched as the referee blew his whistle and the German players took their free kick. The ball was hit with precision and skill; it flew up over the Swedish players, past their goalie, and was caught safely in the back of the opposing team’s net. We all jumped up and screamed, a mixture of German and English, of excitement and relief, of pride and anticipation. We stood, enraptured, for the last several minutes of the game as Germany kept its 2-1 lead over Sweden. The horde of us, Germans and Americans alike, hugged and cheered and made our way out onto the balcony, where we chanted “Deutschland! Deutschland! Deutschland!” for the whole village, the whole country, the whole world to hear. Never have I felt so accepted while being an outsider, so proud of a country that isn’t even mine, so part of something I didn’t really belong to. My German friends didn’t care that we were from different countries; they didn’t care that we would only be staying for three weeks. They accepted us into their homes and their daily lives, their traditions and their celebrations. In watching that World Cup game, it didn’t matter that we were from different places; we were all cheering for the same team. The acceptance I felt in Germany extended beyond that living room. I came to the country on a three week exchange with ten other students from my school. We each stayed with host families and attended the Wildermuth Gymnasium, which was surprisingly accommodating to a gaggle of loud American teenagers. The teachers were friendly and welcoming, the students treated us like ordinary peers, and even the people I interacted with in public were understanding. Before coming to Germany I feared judgment based on my level of the language (which is nowhere near as good as the German students’ English) and American politics. It was intimidating to be in a country with limited knowledge of the language and the customs, even though everyone was welcoming. People did ask myself and the other students about the US’s political climate, but no one blamed us for it. They recognized that we were outsiders, that the place we came from had flaws, and they accepted us anyway. Since that trip, I’ve found myself trying to provide that acceptance to people in my own country. For example, I work at a canoe livery and we receive a lot of visitors with limited English. Some of my coworkers will avoid such customers because they don’t want to take the time to explain things, to exercise patience with someone who may not understand them. If people had done this to me in Germany, my time there would have been much less enjoyable; in fact, I would have been offended. So now when someone walks up to me at the livery and asks a question in English that isn’t perfect, I smile and welcome them. I take my time to make sure they understand, that they can have a good time, and that they feel accepted. It’s a small action, but I know firsthand that it can make a big impact, at my place of work and in the world.

9. How are you unique? (Discuss your background, identity, interest, or talent) 

Everyone has a trait, a quirk, an activity that makes them unique, whether it’s sports, their upbringing, their hobbies, or interests. Go into as much detail as you feel comfortable to answer this scholarship essay prompt.

Share a story about your family culture, how you were raised, moments that shaped you into being who you are today. If sports is your thing, for example, share how playing sports at a young age taught you about teamwork, working with a coach, discipline and structure. If you couldn’t play sports due to an injury or a disability, explain how you felt when you learned that you had to find other ways to thrive and how it affected your actions.

Sometimes we think that a topic has been written about so many times that it doesn’t matter, but what makes you unique – your story, your history – is your story to tell.

As an Expressive Arts specialist, I use puppet play and the arts (with three to five-year-olds) to teach sharing, identifying and working with feelings, making friends, mindfulness, and asking for what you need in peaceful ways. Additionally, I perform developmentally appropriate puppet shows in classrooms about fairness, valuing difference (including differences in gender expression and skin tone), and peaceful conflict resolution. By teaching diversity, equity, and inclusion through puppetry, I feel that I am making a difference. In this work, I have noticed an unexplained phenomenon. Educational puppetry is particularly effective in helping children with ASD develop social and communication skills. One girl with ASD in my school refused to follow the daily routine until a parrot puppet helped guide her through the transitions. Through puppet play, a boy with impulse control challenges learned to manage his feelings and stop hitting other children. One boy with Autism showed remarkable progress with puppet play. Now in Kindergarten, his ability to communicate and make friends makes his academic success possible. Teachers value this work; it reinforces the social and emotional teaching they practice daily. One teacher told me, “What you do with puppets and our kids is amazing. You need to share this work beyond our preschool.” Application Questions and Answers My goal is to support young children with Autism in public school settings develop the social-emotional skills they need for academic and personal success. I aim to accomplish this by creating and implementing evidence-based strategies that use puppets as intervention tools. A Masters and Credential in ECSE, and the Autism Spectrum Graduate Certificate program I will complete, are essential to broadening my impact. The program will provide me with the theoretical foundation, the student teaching experiences, the credentials, and the academic community required to work with children and families in public school settings. For example, as part of the ECSE Program Masters and Credential Roadmap, I am taking the Seminar in Educational Research course. I am learning how to conduct scholarly research, a fundamental skill in creating innovative approaches that work. I am eager to apply the knowledge and skills I learn at SFSU toward helping more children open doors to connection. Additionally, I am learning leadership skills by volunteering for SFSU’s Early Childhood Special Education Conference. Most conference attendees are undergraduate students, interested in working with young children at-risk and with disabilities. As Co-Chair of the Presenter Committee, I am recruiting dynamic and engaging speakers who will lead workshops. I am eager to apply all of the knowledge and skills I learn at SFSU toward helping more children open doors to connection. I am at a critical juncture in my path. Helping children who experience social disconnection integrate into their classrooms, is my passion. This scholarship will help me work toward a world where every child has access to education and all children know they belong.

Reflect on what inspires you to want to pursue a certain field of study. If you’re interested in studying psychology and pursuing a career as a psychologist, for example, explain how you enjoy understanding how and why people make certain decisions, how you became fascinated by the science behind it.

Another example: Let’s say you’re interested in pursuing a career in communications. This might seem like a broader category, but you can highlight your love for writing, your ability to pick up on details in and out of school, and presenting this in a way that makes sense to the people around you. Just be careful not to get stuck in broad generalities. For this essay prompt in particular, many applicants will often have the same basic answer as you. So you’ll want to use specific anecdotes to make your essay stand out. 

how to make an essay about financial

Check out these blog posts to continue researching how to answer scholarship essay prompts:

  • How to write an essay about yourself
  • Writing about your career goals 
  • How to write the best personal statement
  • Write a winning scholarship essay about your academic goals
  • Scholarship essay format and structure

Now that you have a better understanding of how to answer these scholarship essay prompts, it’s time to put your knowledge in motion with your scholarship applications. Sign up for a free Going Merry profile where you can upload your scholarship essays. You’ll enter your information once – such as your expected graduation year, what you plan to study in college, and your location – and then we’ll match you with thousands of scholarships. You can even sort scholarships by competitiveness, location, amount, and deadline!

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  • Scholarships for Students in Pennsylvania for 2021 - November 11, 2020
  • Counselor Starter Guide: How to Use Going Merry’s Scholarship Platform - September 9, 2020
  • How to write a financial need statement for your scholarship application (with examples!) - August 13, 2020

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How to Write a Financial Aid Statement

Last Updated: February 1, 2023 Fact Checked

This article was co-authored by Michael R. Lewis . Michael R. Lewis is a retired corporate executive, entrepreneur, and investment advisor in Texas. He has over 40 years of experience in business and finance, including as a Vice President for Blue Cross Blue Shield of Texas. He has a BBA in Industrial Management from the University of Texas at Austin. This article has been fact-checked, ensuring the accuracy of any cited facts and confirming the authority of its sources. This article has been viewed 553,259 times.

The financial aid statement is a simple, short piece of writing that students may include on a financial aid letter, in an essay, or in other communications to a financial aid department. The financial aid statement may not be a full communication on its own, but rather an element of a more complex financial aid appeal. If you need to write such a statement in order to reach out to a university or college's financial aid office, follow some basic steps.

Sample Statements and Things to Include

how to make an essay about financial

Writing a Statement of Financial Need

Step 1 Write the introduction.

  • For example, you could write the following: “My parents moved to the United States from Albania in order to give us better opportunities. As their oldest child, I will be the first in our family to attend college.”

Step 2 Explain how you are currently paying for college.

  • For example, write something like this: “I have worked to help support my family since I was 16 years old. Currently, I work on the weekends as a waitress to support myself. My parents also give me what they can each month. Since my parents didn’t speak English when we moved here, it was very difficult for them to support our family. My mother worked many hours as a housekeeper in a hotel. They saved what they could, but we do not have enough savings to pay for my college education."

Step 3 Justify why you are seeking aid.

  • For example: “My earnings from my weekend job cover my living expenses. I worked extra shifts over the summer and saved enough to pay for a portion of this year’s tuition. However, I am seeking aid for the portion of the tuition I cannot cover on my own.”

Step 4 Describe how you would benefit from the financial aid.

  • For example: “Receiving financial aid will allow me to focus on my studies during the week without having to worry about earning extra money. I would continue to work on the weekends to cover my living expenses, but I would be able to keep the weekdays free to focus solely on my school work.”

Step 5 Write a closing statement.

  • For example: “Thank you for considering my application. I look forward to discussing my opportunities with you.”

Writing a Statement for a Scholarship

Step 1 Write an introduction.

  • For example: “I am applying for this scholarship in order to further my studies in education. My long-term goal is to work as an ESL teacher in an inner city environment. My academic, work and personal experiences have lead me to this career goal.”

Step 2 Describe your academic record.

  • For example: “I graduated from my undergraduate institution with a 4.0 GPA. I had a double major of Elementary Education and Spanish, with a minor in Sociology. I applied for and received a prestigious internship working with the state government on developing educational policies.”

Step 3 Communicate your leadership skills.

  • For example: “My parents moved our family to this country from Albania when I was 12 years old. I did not speak any English when we arrived. The ESL teachers in my school helped me to be successful in school, and I want to do the same for other students in my circumstances.”

Step 4 Explain your community service history.

  • For example: “Each summer, I volunteer for the Migrant Workers Education Association in Chester County, Pennsylvania. They service migrant workers who come here from Mexico to work on mushroom farms. We not only link families with community services, but we also tutor children in English and help them learn important school skills that will allow them to be successful in school.”

Step 5 Illustrate how your past experience has imparted qualities that the scholarship committee will value.

  • For example: “My experiences as an ESL student and an English tutor have taught me the value of helping children to feel successful and empowered. I know the meaning of hard work, and I have learned how to overcome challenges in my own personal and academic life.”

Step 6 Choose your words carefully.

Making Your Personal Statement Successful

Step 1 Start early.

Expert Q&A

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  • ↑ http://www.bestvalueschools.com/faq/what-is-a-statement-of-financial-need/
  • ↑ https://www.goingmerry.com/blog/how-to-write-a-scholarship-essay-or-statement-about-your-financial-need-with-examples/
  • ↑ https://www.laguardia.edu/uploadedfiles/main_site/content/supporters_friends/docs/scholarship_personal_statement.pdf
  • ↑ https://scholarships360.org/financial-aid/how-to-write-a-statement-of-financial-need/
  • ↑ https://custom-writing.org/blog/financial-needs-essay
  • ↑ http://financialaid.ucdavis.edu/scholarships/tips/personal.html

About This Article

Michael R. Lewis

If you’re writing a statement of financial need, make it personal by sharing information about yourself and what's motivating you to pursue your studies. Try to be authentic, to write honestly about what you've already accomplished and what you hope to do with your education. Use specific examples if you can to reinforce the points you're trying to make. Finally, be sure to start your first draft early enough to get feedback from teachers or advisers and make revisions before you submit it. For more advice from our reviewer, including how to write a statement for a scholarship, keep reading! Did this summary help you? Yes No

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Financial Assistance Essay: 4 Useful Tips to Make It Rock

Are you about to start writing a financial assistance essay? Most probably, you are applying for a scholarship that will provide additional funding for your education or that will help you meet some special research objectives.

Our specialists will write a custom essay specially for you!

Anyway, no matter how you call it, a financial assistance essay or a scholarship essay , your major mission and the gist of your paper do not change. You have to ask for money and need to prove that you do deserve it.

We should warn you right from the start that neither you are supposed to beg when writing your financial assistance essay nor you have to create some lachrymose stories about your difficult childhood and lack of finance in the family. On the contrary, you have to create an interesting and engaging financial assistance essay that both describes your life experiences and sheds a positive light on you ( click here for more info on how to save your time on writing a financial assistance essay).

Let us present you some good hints that will help you write a winning financial assistance essay.

  • 🤔 Frequent Questions

1. ✏️ Tip 1

A financial assistance essay should not be philosophical, preachy, or trite. It should present your life story or an episode that describes you best and explains your need for financial aid in the best way.

Your financial assistance essay should be supported with specific examples. If you say something like “I believe it is very important to help others”, show what exactly you have done to help someone.

Just in 1 hour! We will write you a plagiarism-free paper in hardly more than 1 hour

Do not try to stretch the truth when writing your financial assistance essay. For instance, do not mention hobbies that you do not actually have or some activities you have never been involved into. Mind that you can be asked some unexpected questions referring to this info during an interview.

Before writing your financial assistance essay , simply try to talk about the topic aloud. It may help you concentrate and pick the best way of developing your financial need essay.

This might be interesting for you:

  • Scholarship Essay Examples about Yourself
  • How to Write a Scholarship Essay about Why You Deserve It
  • How to Write an Essay Describing Your Financial Need
  • Why i Want to be a Pharmacist Essay: Step-by-step Guide
  • Why i Want to be a Teacher Essay Writing Guide
  • College Application Essay Writing Mistakes to Avoid
  • How to Write a 250 Words College Personal Statement

🤔 Financial Needs Essay FAQ

A financial need statement is a paper aimed at asking for money, or scholarship because its author is not capable of sponsoring themselves. For students, it usually means that they can’t work full-time yet, and so cannot afford the desired educational program.

If you are applying for a scholarship, do not necessarily focus on describing the need for money. In an essay, try to demonstrate your strong motivation and passion for learning instead. Highlight your strengths, relevant educational, and work experience, Say just a few words about your tight budget.

Financial assistance is crucial for students unable to sponsor themselves. They are encouraged to apply for scholarship programs. With the help of scholarships or other forms of aid, they can afford better educational programs. It is an excellent opportunity to get valuable experience and succeed in further development.

You should start with an outline to make sure that the structure of your paper is flawless. Write some ideas in the form of bullet points: introduction, relevant info about your background, some words about your tight budget. After that, describe the sketched points step by step.

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Dear Sir I am suffering for many years for mental disease. I need financial assistance for my proper treatment.

Shohel from Bangladesh

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Dear Shohel, We are really sorry that you are going through this. If you write a financial assistance essay, you should mention your disease. Write about the hardships you’ve been through and your particular achievements. We’re sure that this will persuade the commission that you deserve the money like nobody else. Good luck with your application. Kindest regards,

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Essay on Financial Literacy for Students and Children

Importance of financial literacy, an introduction to financial literacy.

We go to schools, colleges, universities to complete our educated and start earning our livelihood. We take up jobs, practise professions or start our own businesses so that we can earn money to make our living. But which of these institutions make us capable of managing our own hard-earned money? Probably a very few of them. 

Our ability to effectively manage our money by drawing systematic budgets, paying off our debts, making buying and selling decisions and ultimately becoming financially self-sustainable is known as financial literacy. 

Financial literacy is knowing the basic financial management principles and applying them in our day-to-day life. 

Financial Literacy – What does it Involve? 

From simple practices like keeping a track of our expenses and understanding the need to spend money if we like a product to striking a balance between the value of time saved and money lost, paying our taxes and filing of tax returns, finalizing the property deals, etc – everything becomes a part of financial literacy. 

Get the huge list of 500+ Essay Topics here

As human beings, we are not expected to know the nitty-gritty of financial management. But managing our own money in a way that it does not affect us and our family in a negative way is important. We certainly do not want to end up having a day with no money at hand and hunger in our stomach. 

essay on financial literacy

Why is Financial Literacy so Important?

Financial literacy can enable an individual to build up a budgetary guide to distinguish what he buys, what he spends, and what he owes. This subject additionally influences entrepreneurs, who incredibly add to financial development and strength of our economy. 

Financial literacy helps people in becoming independent and self-sufficient. It empowers you with basic knowledge of investment options, financial markets, capital budgeting, etc.

Understanding your money mitigates the danger of facing a fraud-like situation. A few strategies are anything but difficult to accept, particularly when they’re originating from somebody who is by all accounts learned and planned. Basic knowledge of financial literacy will help people with foreseeing the risks and argue/justify with anyone learned and well-informed.

What should you read on / get informed about in Financial Literacy?

  • Budgeting and techniques of budgeting
  • Direct and indirect taxation system
  • Direct tax slabs
  • Income and expense tracking 
  • Loans and debt – EMI management 
  • Interest rate systems: fixed versus floating
  • Business and organisational transaction studies
  • Elementary Book-keeping and Accountancy
  • Cash in-flow and out-flow Statements
  • Investment & personal finance management
  • Asset management:
  • Business negotiation skills and techniques
  • Make or buy decision-making
  • Financial markets 
  • Capital structure – owner’s funds and borrowed funds
  • Fundamentals of Risk Management
  • Microeconomics and Macroeconomics fundamentals

While there are various media to learn about financial literacy, we recommend that you join a short-term, weekend programme which helps you get financially literate.

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    Scholarship Essay Examples Financial Need

    Why this scholarship essay worked.

    This scholarship essay example effectively conveys the applicant's financial need and their determination to overcome the challenges associated with it. Here's why this essay worked:

    • Personal Storytelling: The essay begins with a personal anecdote that establishes a connection between the applicant's background and financial constraints. This helps create empathy and demonstrates the genuine impact of financial challenges on their educational journey.
    • Resilience and Resourcefulness: The applicant showcases their resilience and resourcefulness in navigating financial hardships. They highlight their proactive approach to seeking part-time employment and actively pursuing scholarships.
    • Academic Commitment: Despite the financial strain, the applicant emphasizes their commitment to academic excellence by maintaining a high GPA. This showcases their dedication and ability to prioritize their studies amidst challenging circumstances.
    • Community Involvement : The essay also highlights the applicant's involvement in community service. This demonstrates their desire to give back and make a positive impact.
    • Connection to Scholarship: The applicant clearly articulates how receiving the scholarship would benefit them. This demonstrates a strong alignment between their goals and the purpose of the scholarship.

    Want more examples, check out these winning scholarship essay examples.

    Financial Aid Scholarship Essay

    Scholarship Essay for Financial Need

    Scholarship Essay Examples About Yourself

    Why this essay worked.

    This scholarship essay worked for several reasons, such as:

    • It effectively showcases the applicant's passion for mathematics, community engagement, and resilience.
    • It compellingly conveyed the applicant's dedication, ambition, and potential for making a positive impact. This makes them a deserving candidate for the scholarship.
    • Clear connection to the scholarship's goals and how it would further the applicant's educational journey and impact.

    Here are some scholarship essay examples about yourself; get an idea from them, and create a successful essay.

    Scholarship Essay Example About Yourself

    Scholarship Essay About Yourself

    Scholarship Essay Examples for Nursing

    Why this essay worked.

    This essay worked due to its compelling portrayal of the applicant's genuine passion for nursing, coupled with their unwavering dedication to making a positive impact in patient care.

    The essay effectively demonstrates the applicant's well-rounded preparation for a nursing career and their clear alignment with the goals and mission of the scholarship, making them a strong candidate for consideration.

    Below are some more examples of scholarship essays for nursing.

    Nursing Scholarship Essay

    Scholarship Essay for Nursing

    Scholarship Essay Examples About Career Goals

    This essay worked for the following reasons:

    • Clear and Specific Career Goals: The essay effectively outlines the applicant's career goal of becoming a clinical psychologist specializing in mental health support. The clarity and specificity of the goal demonstrate a well-defined path and a strong sense of purpose.
    • Demonstrated Preparation and Commitment: The essay showcases the applicant's comprehensive preparation for their career goals. It also demonstrates their readiness and dedication to excel in the field.
    • Alignment with Scholarship Objectives: The essay effectively highlights how the scholarship will contribute to the applicant's career aspirations. This includes attending conferences, workshops, and advanced training programs.

    If you find difficulty writing the scholarship essay about career goals, get help from the below-mentioned examples, and submit a well-written essay.

    Scholarship Essay Examples About Leadership

    Three reasons why this essay worked are:

    • Demonstrated Leadership Experience : This essay effectively highlights the applicant's practical experience in leadership roles, showcasing their ability to lead teams, organize events, and coordinate volunteers.
    • Commitment to Personal Growth : The essay demonstrates the applicant's proactive approach to leadership development by seeking formal training and participating in workshops focused on honing their skills. 
    • Emphasis on Collaboration and Empowerment: The essay emphasizes the applicant's belief in collaborative leadership. It promotes inclusivity and empowers team members to contribute their unique perspectives. 

    Here we gather some good scholarship essay examples about leadership that help in your writing.

    Leadership Scholarship Essay Example

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    Scholarship Essay Examples About Community Service

    Here are the reasons:

    • Genuine Passion and Commitment: The essay effectively conveys the applicant's genuine passion for community service, highlighting their long-standing involvement and the transformative impact it has had on their life. 
    • Integration of Service with Education: The essay demonstrates the applicant's proactive approach to integrating their passion for community service with their educational pursuits.
    • Aspiration for Social Change: The essay goes beyond personal experiences and highlights the applicant's aspirations for broader social change.

    Here is an excellent community service scholarship essa y that can help you write for community college.

    Scholarship Essay Example about Community Service

    High School Scholarship Essay Examples

    • Clear and Convincing Goals: The essay effectively communicates the applicant's strong desire to pursue higher education despite financial constraints.
    • Demonstrated Leadership and Well-Roundedness: The essay showcases the applicant's involvement in extracurricular activities. It highlights their ability to balance academic responsibilities with active participation in clubs, sports teams, and community service initiatives.
    • Emphasis on Giving Back and Community Engagement: The essay not only focuses on the applicant's personal aspirations but also highlights their commitment to giving back to their community.

    The following are the best high school scholarship essay examples, use this for your help, and write an attention-grabbing essay.

    Scholarship Essay Example for High School

    Scholarship Essay for High School

    Scholarship Essay Examples for University

    Why this essay works.

    Three reasons why this essay works are:

    • Strong Personal Motivation: The essay effectively communicates the applicant's unwavering commitment and determination to pursue a university education.
    • Articulation of Long-Term Goals and Social Impact: The essay goes beyond highlighting the applicant's academic achievements and financial needs. It emphasizes the applicant's desire to contribute to their community and make a positive impact on society.
    • The connection between Scholarship and Applicant's Potential: The essay effectively illustrates how receiving the scholarship would directly address the financial burden. Plus, it will enable the applicant to fully embrace the university experience.

    Here are some excellent scholarship essay examples for university students that help you in writing the essay.

    Scholarship Essay Example for University Students

    Scholarship Essay Examples for Engineering

    This essay worked because of the following reasons:

    • Passion and Commitment: The essay effectively conveys the applicant's deep passion for engineering. It also shows their genuine commitment to making a positive impact in this field.
    • Alignment with Scholarship Objectives: It clearly establishes the connection between the scholarship and the applicant's goals in engineering.
    • Future Impact and Growth: It also communicates the applicant's aspiration to contribute to the field of engineering and make a positive difference in the world.

    The following is another scholarship essay example that can help you in creating the perfect essay on your own.

    Scholarship Essay Examples for Masters

    This essay worked for several reasons:

    • Clear Purpose and Goal: The essay effectively conveys the applicant's clear purpose and goal of pursuing a master's degree. It highlights the transformative impact that a master's degree can have on personal and professional growth.
    • Financial Need and Scholarship Alignment : The essay addresses the financial challenges associated with pursuing a master's degree. It demonstrates the direct alignment between the scholarship and the applicant's needs.
    • Impact and Giving Back : The essay goes beyond personal aspirations and emphasizes the applicant's intention to make a broader impact on their community and society.

    Here is an example that you can use as a guide and write a perfect scholarship essay.

    Why Should You Receive this Scholarship Essay Examples

    Three brief reasons why this essay worked are:

    • Clear and Convincing Arguments : The essay presents concise and compelling arguments to support the applicant's case for receiving the scholarship.
    • Personal Connection : It demonstrates how receiving the scholarship would directly impact the applicant's academic journey
    • Gratitude and Future Commitment : It expresses sincere gratitude for the opportunity and emphasizes the applicant's commitment to making the most of the scholarship.

    Here is an example, take help from them for your scholarship essay.

    Why Should You Receive this Scholarship Essay Example

    Why I Deserve This Scholarship Essay Examples

    • Compelling Personal Story: The essay effectively presents the applicant's personal story and highlights their dedication and commitment to their education
    • Addressing Academic Excellence and Financial Need : The essay successfully addresses both academic excellence and financial need, which are two crucial aspects considered by scholarship committees.
    • Commitment to Making an Impact: The essay goes beyond the applicant's personal goals and emphasizes their dedication to making a positive impact in their community. 

    Here’s another example for this scholarship essay below:

    Why I Deserve This Scholarship Essay Example

    Tips for Writing the Effective Scholarship Essay

    When it comes to writing an effective scholarship essay, there are several key tips to keep in mind. 

    By following these guidelines, you can maximize your chances of standing out and impressing scholarship selection committees. 

    Here are some essential tips to help you craft a compelling scholarship essay:

    • Understand the Prompt

    Take the time to thoroughly understand the essay prompt or topic provided by the scholarship provider. Pay attention to any specific instructions or guidelines given.

    • Research the Scholarship

    Familiarize yourself with the organization or institution offering the scholarship. Understand their values, mission, and objectives. This knowledge will help you align your essay with their goals and demonstrate your fit for the scholarship.

    • Tell Your Unique Story

    Use the essay as an opportunity to showcase your personal experiences, like obstacles you might encounter, achievements, and aspirations. Highlight what sets you apart from other applicants. Be authentic and genuine in conveying your story, like overcoming personal failures.

    • Start with a Compelling Introduction

    Grab the reader's attention from the beginning with a strong and captivating introduction. Consider starting with a compelling anecdote, a thought-provoking question, or a powerful statement.

    • Structure Your Essay

    Organize your essay into a clear and logical structure. Start with an introduction, followed by body paragraphs that support your main points, and end with a concise and impactful conclusion.

    • Be Concise and Specific

    Scholarship essays often have a word or character limits, so make every word count. Be concise in your writing and avoid unnecessary fluff. Focus on providing specific examples and details that support your claims.

    • Showcase Your Achievements

    Highlight your academic accomplishments, extracurricular involvements, community service, leadership roles, or any other relevant achievements. Link them to the values and goals of the scholarship.

    • Address the Selection Criteria

    Ensure that your essay addresses the selection criteria specified by the scholarship provider. If they are looking for specific qualities or skills, tailor your essay to showcase how you possess those attributes.

    In conclusion, writing an effective scholarship essay is a crucial step in securing the financial aid you need for your education. 

    By following the tips outlined here, you can enhance your essay-writing skills and create a compelling narrative that captivates scholarship selection committees.

    Be authentic, concise, and specific in your writing. Tailor your essay to align with the values and objectives of the scholarship provider. And above all, believe in yourself and your potential to make a difference through education.

    If you're seeking further guidance and support in your scholarship essay writing journey, consider partnering with our AI essay writing tools !

    We also have a team of experienced and professional essay writers who can provide personal essay writing service with valuable insights. 

    Hire our college paper writing service  today and take the next step towards securing the financial aid you deserve.

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    • How to Write a Scholarship Essay | Template & Example

    How to Write a Scholarship Essay | Template & Example

    Published on October 11, 2021 by Kirsten Courault . Revised on May 31, 2023.

    A good scholarship essay demonstrates the scholarship organization’s values while directly addressing the prompt. If you plan ahead , you can save time by writing one essay for multiple prompts with similar questions.

    Table of contents

    Apply for a wide variety of scholarships, make a scholarship tracker spreadsheet, tailor your essay to the organization and the prompt, write a focused and relevant personal story, scholarship essay example, other interesting articles, frequently asked questions about college application essays.

    Scholarships are a type of student financial aid that don’t require repayment. They are awarded based on various factors, including academic merit, financial need, intended major, personal background, or activities and interests.

    Like college applications, scholarship applications often require students to submit their grades, standardized test scores, letters of recommendation, and an essay.

    A scholarship essay shares your values and qualities in the context of a specific question, such as “How does technology affect your daily life?” or “Who has had the greatest impact on your life?”

    Be wary of scholarship scams

    While some applications may not require an essay, be wary of scholarship scams that do the following:

    • Guarantee you scholarship money for a fee
    • Claim scholarship information is exclusive to their company
    • Ask for your bank or credit card information to hold the scholarship

    Some legitimate companies do charge for releasing comprehensive scholarship lists or creating a tailored list of scholarship opportunities based on your profile.

    However, you can always discover scholarship opportunities for free through your school counselor, community network, or an online search.

    Many students focus on well-known, large scholarship opportunities, which are usually very competitive. To maximize your chance of success, invest time in applying for a wide variety of scholarships: national and local, as well as big and small award amounts. There are also scholarships for international students .

    In addition to charitable foundation and corporate scholarships, you should consider applying for institutional scholarships at your prospective universities, which can award money based on your application’s strength, your financial situation, and your demonstrated interest in the school.

    Check with your guidance counselor, local organizations, community network, or prospective schools’ financial aid offices for scholarship opportunities. It’s a good idea to start applying as early as your junior year and continue throughout your senior year.

    Choose the right scholarships for you

    Choose scholarships with missions and essay topics that match your background, experiences, and interests. If the scholarship topic is meaningful to you, it will be easier for you to write an authentic and compelling essay.

    Don’t shy away from applying for local scholarships with small dollar amounts. Even a few hundred dollars can help you pay for books.

    Local scholarships may be more tailored to your community, background, and activities, so they’re likely more relevant to you. Fewer students apply for these scholarships, so you have less competition and a higher chance of success.

    Some places to look for local scholarships include

    • Civic organizations, such as the Rotary Club, Lions Club, etc.
    • Your church, mosque, synagogue, or place of worship
    • Community groups, such as the YMCA
    • Ethnicity-based organizations
    • Your local library or local small businesses
    • Organizations related to your intended major
    • Your city or town
    • Your school district
    • Unions, such as SEIU, the Teamsters, CWA, etc.
    • Your employer or your parents’ employers
    • Banks, credit unions, and local financial institutions

    Prevent plagiarism. Run a free check.

    While researching scholarship opportunities, create a scholarship tracker spreadsheet to keep track of the following:

    • Scholarship amounts
    • Required application materials

    You can use our free Google Sheets template to track your scholarship applications.

    Scholarship application tracker template

    You can also include scholarship essay prompts in your college essay tracker sheet . By grouping or color-code overlapping essay prompts, you can plan to write a single essay for multiple scholarships. Sometimes, you can also reuse or adapt your main college essay .

    Even if you’re adapting another essay, it’s important to make sure your essay directly addresses the prompt, stays within the word count limit , and demonstrates the organization’s values. The scholarship committee will be able to tell if you reuse an essay that doesn’t quite respond to the prompt, so be sure to tailor it to the questions asked.

    Research each organization

    Before writing, research the scholarship organization’s mission and reason for awarding the scholarship. Learning more about the organization can help you select an appropriate topic and relevant story.

    While you should tailor your essay to the organization’s values, maintain your authentic voice. Never use false or exaggerated stories. If the organization’s values don’t align with yours or you can’t brainstorm a relevant story for the scholarship, continue searching for other scholarship opportunities to find a more appropriate one for you.

    After researching the organization, identify a specific personal experience that embodies its values and exemplifies why you will be a successful student.

    Choose a story with the following criteria:

    • Responds to the prompt
    • Demonstrates the organization’s values
    • Includes an authentic story
    • Focuses on you and your experience, not someone else’s

    A good scholarship essay is not

    • A resume of your achievements
    • A lengthy opinion piece about the essay topic
    • An essay featuring a negative tone that puts down others

    If appropriate, you can briefly address how the scholarship money will help you achieve your educational goals. You should also end with a brief thank-you.

    Take a look at the full essay example below. Hover over the underlined parts to read explanations of why they work.

    Prompt: Describe how working for Chelsea’s Chicken restaurant has developed leadership skills that will help you succeed in college. Give specific examples of leadership characteristics that you have exhibited during your employment with us.

    As a nervous 16-year-old, I walked into Chelsea’s Chicken for my first day of work determined to make enough money to put gas in my car and buy pizza on the weekends. My only previous job was mowing my neighbors’ lawns when they were on vacation, so I had no idea what to expect. I was a bit intimidated by my new responsibilities, especially handling money and helping disgruntled customers.

    However, it didn’t take me long to learn my way around the cash register and successfully address customer complaints. One day, Roger, the store manager, asked me if I wanted to join Chelsea’s Chicken Leadership Training Initiative. He said he saw leadership potential in me because of my attitude with the customers and my enthusiasm for learning new job responsibilities. It surprised me because I had never thought of myself as a leader, but I quickly agreed, and Roger handed me a three-ring binder that was thicker than my math and science textbooks put together! He told me to take it home and read over it during the following week.

    In that binder, I discovered that being a leader means taking the initiative, especially when the job is undesirable. One week later, I got to practice that idea when a little kid threw up in the bathroom and missed the toilet. It smelled terrible, but I stepped forward and told Roger that I would clean it up. My coworkers thought I was crazy, but I started to believe in my leadership potential.

    That night as we closed the store, Roger pulled me aside in the parking lot and told me that he could tell that I had been studying the manual. He wanted to give me more responsibility, along with a dollar-per-hour pay raise. I was surprised because I had been working there for only a couple of months, but his encouragement helped me make a connection: good leadership helps other people, and it often is rewarded. I was determined to experience more of both.

    Within a month, I was ready to take the Team Leader exam, which mattered because I would receive a promotion and a much bigger raise if I passed. But, when I got to work, two of the scheduled team members had called in sick. We were noticeably short-handed, and our customers weren’t happy about it.

    I walked back to the lockers, put on my vest and hat, and took my place behind an open register. Customers immediately moved into my line to place their orders. Roger looked at me with surprise and asked, “Did you forget that you’re testing tonight?” I responded, “No, sir—but what’s the use of taking a leadership test if you aren’t going to lead in real life?” Roger smiled at me and nodded.

    He stayed late that night after we closed so that I could leave early and still take the test. I noticed that Roger was always staying late, helping employees learn new skills. His example taught me that leaders take the initiative to develop other leaders. He gave me a clear picture of what shared leadership looks like, making room for others to grow and excel. When I asked him where he learned to do that, he said, “From the same leadership manual I gave you!”

    Chelsea’s Chicken has offered me so much more than a paycheck. Because of Roger’s example, I have learned to take the initiative to care for my family and friends, such as being the first to do the dishes without my mom asking or volunteering to pick up my friend for our SAT prep course. Now, as I prepare to enter college, I have confidence in my leadership ability. I know I’m signing up for a challenging major—Biology, Pre-Med—yet I also know that Chelsea’s Chicken has helped me to develop the perseverance required to complete my studies successfully.

    If you want to know more about academic writing , effective communication , or parts of speech , make sure to check out some of our other articles with explanations and examples.

    Academic writing

    • Writing process
    • Transition words
    • Passive voice
    • Paraphrasing

     Communication

    • How to end an email
    • Ms, mrs, miss
    • How to start an email
    • I hope this email finds you well
    • Hope you are doing well

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    A scholarship essay requires you to demonstrate your values and qualities while answering the prompt’s specific question.

    After researching the scholarship organization, identify a personal experience that embodies its values and exemplifies how you will be a successful student.

    Invest time in applying for various scholarships , especially local ones with small dollar amounts, which are likely easier to win and more reflective of your background and interests. It will be easier for you to write an authentic and compelling essay if the scholarship topic is meaningful to you.

    You can find scholarships through your school counselor, community network, or an internet search.

    You can start applying for scholarships as early as your junior year. Continue applying throughout your senior year.

    Yes, but make sure your essay directly addresses the prompt, respects the word count , and demonstrates the organization’s values.

    If you plan ahead, you can save time by writing one scholarship essay for multiple prompts with similar questions. In a scholarship tracker spreadsheet, you can group or color-code overlapping essay prompts; then, write a single essay for multiple scholarships. Sometimes, you can even reuse or adapt your main college essay .

    Cite this Scribbr article

    If you want to cite this source, you can copy and paste the citation or click the “Cite this Scribbr article” button to automatically add the citation to our free Citation Generator.

    Courault, K. (2023, May 31). How to Write a Scholarship Essay | Template & Example. Scribbr. Retrieved February 29, 2024, from https://www.scribbr.com/college-essay/scholarship-essay/

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    • Applying For Scholarships

    Essay: How Will This Scholarship Help You Achieve Your Goals? (With Example) – 2023

    Jennifer Finetti May 23, 2023

    Essay: How Will This Scholarship Help You Achieve Your Goals? (With Example) – 2023

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    Many scholarship applicants often have to write a “How will this scholarship help you achieve your goals” essay. This gives the scholarship committee an understanding of how the scholarship will help students pursue their goals.

    Needless to say, the essay is very important for the scholarship application. This is where students can show off their personality. Students should make sure to write a unique composition which answers the essay question.

    Think About Your Goals

    It can be challenging to think about what your goals are after college. This is especially true if you haven’t decided on a major and have no idea what you want to study.

    If you find yourself struggling to determine what your career goals are, try brainstorming before you start writing. Think of what your short-term and long-term goals are and write them down. What skills do you need to achieve these goals?

    The fastest path to earning scholarships

    Simplify and focus your application process with the one-stop platform for vetted scholarships.

    Writing Tips – Getting Started

    When starting to write your essay , make sure you open with a catchy introduction. This can be a question, an anecdote or a personal story. You want to grab your reader’s interest right away. Start with something unique, rather than using a generic sentence that any other student can use.

    Explain the Inspiration Behind Your Goals

    You’ll then want to explain the inspiration behind your goals. What led you to want to pursue these goals? What experiences have you had in life which have influenced you and your dreams?

    Discuss Your Goals

    After discussing your past experiences, talk about your education and career goals . Do you have a major? How will it help you achieve your goals?

    Do you have long-term goals you can talk about? The scholarship provider doesn’t expect you to have long-term goals set in stone so don’t worry if you don’t. Instead, you can write about how you wish to impact others.

    Make a Creative Conclusion

    In your conclusion paragraph, you should summarize the major points in your essay.  Then finish with a closing thought. You should try to make it creative and unique. You want to leave a lasting impression on the reader.

    After you finish writing your essay, make sure you proofread it several times. The last thing you’d want to do is turn in an essay with grammar mistakes.

    Scholarship Goals Essay Example

    It was November, 2016, a few days before Thanksgiving. My class took a field trip to a soup kitchen to serve lunch. I poured piping hot soup into bowls while people started to fill the room. It was a great way to warm up on the frigid November day. Their eyes seemed empty and sad. “Happy Thanksgiving” we said to one another, as our eyes locked.

    A few days later, as I sat surrounded by family, turkey, gravy and pumpkin pie, I couldn’t help but feel like something wasn’t right. Why was I so fortunate to have access to all this food? I thought of the people from the soup kitchen and wondered where they were. I knew right then and there that my purpose in life was to help people.

    I returned to the soup kitchen as a volunteer a week later, and a week after that.

    I envisioned the realm of possibilities for these people. “I would connect him with a rehab program, her with daycare for her baby so she could find work,” I thought to myself while volunteering. I have dreams of one day being able to help people make changes in their lives.

    For this reason, I will be starting my undergraduate degree in social work at Boston University in the fall. I am certain that my studies will instill within me the skills and knowledge I need to pursue a career as a social worker. I hope to be able to help those who are less privileged find hope in their lives.

    This scholarship will help me achieve my educational and career goals. I have been working hard to save up for college, but with the exorbitant costs of tuition, my part-time jobs haven’t been enough. I am planning to work during my undergraduate degree, but I do wish to focus a lot of my time on my studies. This scholarship will help by lowering the costs of college and the amount of hours I’ll need to work throughout my studies. This way, I’ll be able to continue with my academic achievements. It will also give me time to find an internship. I am hoping to find an internship at a homeless shelter in the Boston area.

    It has been two and a half years since I first walked into that soup kitchen. That day without a doubt has changed the course of my life. My experiences there, talking with people and hearing their stories, have instilled within me a passion to help people make positive changes in their lives. This scholarship will allow me to pursue the education I need to achieve my goals.

    • Scholarship Essay

    Jennifer Finetti

    Jennifer Finetti

    As a parent who recently helped her own kids embark on their college journeys, Jennifer approaches the transition from high school to college from a unique perspective. She truly enjoys engaging with students – helping them to build the confidence, knowledge, and insight needed to pursue their educational and career goals, while also empowering them with the strategies and skills needed to access scholarships and financial aid that can help limit college costs. She understands the importance of ensuring access to the edtech tools and resources that can make this process easier and more equitable - this drive to support underserved populations is what drew her to ScholarshipOwl. Jennifer has coached students from around the world, as well as in-person with local students in her own community. Her areas of focus include career exploration, major selection, college search and selection, college application assistance, financial aid and scholarship consultation, essay review and feedback, and more. She works with students who are at the top of their class, as well as those who are struggling. She firmly believes that all students, regardless of their circumstances, can succeed if they stay focused and work hard in school. Jennifer earned her MA in Counseling Psychology from National University, and her BA in Psychology from University of California, Santa Cruz.

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    Brooke Masters

    Roula Khalaf, Editor of the FT, selects her favourite stories in this weekly newsletter.

    Every day, we publish several articles by guest writers. Some are commissioned by us; others we select from proposals that come to the  [email protected] email address. Publishing external voices is a key part of our interaction with our readers. 

    We particularly relish pieces that highlight unexpected places, explore new ideas and illuminate diverse points of view. We also want our opinion pieces to be punchy, readable articles that make strong arguments; and we have a soft spot for writers who demolish conventional wisdom or dissent from opinions we have already published.

    If you would like to be part of this conversation, please get in touch. We receive dozens of proposals every day, but here are five tips on how to make yours rise to the top of the pile:

    Think about our readers. The FT gives you the chance to talk to a trader in Hong Kong, a professor in Paris and an engineer in Silicon Valley, all at the same time. That means your article needs to move beyond local issues to make a broader point and it cannot assume inside knowledge. If you are writing about farming in Minnesota, consider how it moves the price of corn in Milan. The best op-eds use vivid examples to tell a global audience something new — like this piece about how the South Korean women’s curling team is a prime example of that country’s successful development strategy.

    Write what you know. Tell us something others cannot, be funny or trade on who you are, whether that’s a penniless architect, a former bank chief or a pioneer of political spin. Lots of people spin doomsday scenarios about robots; this technologist drew on her own experience working at software group Sage to argue that the more pressing problem is how human biases are warping artificial intelligence.

    Write clearly and accessibly. Your piece should be an enjoyable read, not an academic treatise, even if it is a serious or technical subject. Avoid jargon and acronyms at all cost — they put off and confuse readers.

    Use specific examples. Don’t just say output is increasing; describe the queues outside Tokyo pancake shops so readers actually see what you mean. A colourful quote or a telling anecdote is worth a thousand generalities. In one recent piece, a writer illustrated her piece about how the Rhodes scholarship is changing by describing how she was treated when she applied for the programme several decades ago. 

    Be pithy and sharp. Readers value the FT for its brevity. So you have at most 800 words, just enough to make a persuasive case for a focused point. Be a miniaturist, not a landscape painter.

    If we accept your piece, you must certify that the work is yours and has not appeared elsewhere, even in another language. So please do not send us proposals that you are sending to others. We will ask you to sign a contract. Our readers like to know the source of our data, so we may ask you to provide links or other sources for your assertions. You must declare any relevant interests. Self-serving pieces are rarely worth reading unless they say something unexpected and we tell readers about such conflicts. 

    Your draft will often turn out to be a starting point. An editor might suggest ways of making the language zestier or the argument clearer. But rest assured that we will always show you a final version for approval and, if we cannot agree, you can always take your piece elsewhere. 

    It’s best to contact us by email at  [email protected] . If you have a sharp take on news that is breaking now, send it right away, even if it’s rough. While we ordinarily aim to respond to all pitches, staffing issues during the coronavirus pandemic have made this impossible. If you have not heard from us within four days, please do feel free to move on.

    We’re looking forward to reading your work.

    Brooke Masters is the FT’s opinion and analysis editor

    How to be published in the FT

    How to submit an opinion piece

    The Financial Times accepts guest submissions on any topic for the opinion section of our website and newspaper. Only send original work; we do not reprint material that has been printed elsewhere or published on the internet.

    Please send submissions to  [email protected]  

    Your message should include:

    the text of your article in the body of the email (not as an attachment)

    your contact details, including a telephone number

    confirmation that you are the sole author of the work

    confirmation that you are offering the FT exclusive publication rights

    We have a firm rule against joint bylines on the opinion page. You must be able to take full credit for your piece.

    How to submit a letter to the editor 

    We welcome letters to the editor so do share your opinions and experiences.

    Here’s how to increase your chances of having your letter published in the newspaper and online. 

    Please keep it short — it should be at most 400 words long, and has a better chance of success if it is even shorter. 

    Tell us what you know. Avoid jargon, keep the wording clear and remember that most readers will not share your inside knowledge.

    We like wit and civility, but not abuse or tirades. 

    We accept only exclusives. 

    To submit a letter to the editor for publication, email  [email protected] Or post to: Letters Editor, Financial Times, Bracken House, 1 Friday Street, London EC4M 9BT, UK

    Please include your address, daytime telephone number and email.

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    How to Write an Essay Explaining Financial Need?

    A good statement of financial need should explain why you need college financial aid. Describe how your family works to meet the costs of tuition, including any savings or extra jobs you have. Include any sudden changes in your circumstances. For example, if you’ve been out of work for the past several years, you must discuss the financial problems that have resulted. The essay should also detail any plans you have to pay for college.

    Statement of financial need should explain why you are seeking aid

    The Statement of Financial Need should include a description of your family’s financial situation and explain why you need the aid. Highlight your ability to manage money responsibly and how you will use the aid to the greatest benefit of yourself and your family. If you are a bright student, financiers are likely to feel obliged to provide financial support for you. If you are not, mention the fact that you did not pay your school fees and explain how you were able to obtain this education.

    The best way to write your statement of financial need is to use an example from a successful applicant and incorporate the details into your own letter. Don’t overdo it, but make it clear what your financial situation is. This way, the reviewer will be able to better judge whether your situation is genuine and worth their time. Also, it shows your patience in waiting for financial aid. You can also seek the help of a friend or family member to proofread your statement of financial need.

    Whether it’s a scholarship or a college grant, you should outline your future goals and why you are seeking the aid. It’s a good idea to discuss why you value education and demonstrate your fiscal responsibility by mentioning the summer jobs you took to save money for college. In addition, if you’re already attending college, mention any work-study jobs you have had. Finally, don’t forget to mention the savings account your parents have set up for you.

    A successful Statement of Financial Need should show the grant provider that you are a worthy candidate and that you are unable to pay for college otherwise. The purpose of this document is to convince the grant provider that you are unable to attend the college if you don’t have the money to pay for it yourself. Many college grant programs require a statement of financial need when you apply for scholarships. This document is usually only a few paragraphs long, so it is vital to write a statement of financial need that is unique and stands out from the crowd.

    Outline of statement of financial need

    The first step in writing a Statement of Financial Need is to explain why you are seeking financial aid. Explain why you have trouble paying tuition and how you have made changes in your financial situation that have resulted in a shortfall in your funds. Also mention any work-study jobs that you have taken on, especially if you’re a first-year student. Also mention any savings accounts that you have with your parents, and how much you expect your parents to contribute.

    After you’ve defined the goals of your essay, you can begin introducing your main points. Those points should be discussed in more detail in the body of your statement. For example, if you’re applying for federal financial aid, you should state how your scholarship will help you fund your studies. Then, you can mention any internship opportunities that you’ve received that have made your financial burden less daunting. Finally, your statement of financial need should be concluded with a strong, clear case for why the scholarship is necessary for your future.

    A Statement of Financial Need is a short letter that outlines your specific circumstances. Generally, it consists of two or three paragraphs. It should be persuasive and succinct, but it should not read like a debit and credit statement. It should be addressed to a specific person and should include a strong “ask” and a clear “why.” Throughout the letter, make sure to maintain a positive tone and don’t minimize others’ suffering.

    A Statement of Financial Need is like a cover letter, bringing a human element to the application and persuading the reviewers to read on. It is an important part of your application, and the best way to secure financial aid is to be intelligent, concise, and compelling. When writing your statement of financial need, the introduction is the most important section. A few sentences should sum up your situation and why you need assistance.

    Details you should include in statement of financial need

    The statement of financial need is similar to a cover letter. It is a concise, human-facing statement of your financial situation that will persuade reviewers to give you a second look. The goal is to be persuasive and intelligent, while also securing financial aid. The most important part of the statement of financial need is the introduction, which should sum up your financial situation in a few sentences.

    When writing the essay, you should use a formal outline. Make sure to include details that emphasize your financial need. In your personal statement, mention your employment, family income, and any extenuating circumstances you have encountered. Write an introduction containing the first sentence of the essay, and follow it with your discussion points. Once you have completed the introduction, write a second paragraph for the conclusion of your essay.

    Including details about your challenges is also important. Explain why you need the support, and attach copies of your transcripts and degree certificate. Your statement of financial need should be as convincing as possible, because the financier will feel obligated to help you succeed. If you haven’t paid your school fees in the past, mention this and why you need the extra funding. By providing concrete examples and relevant details, you will increase your chances of securing financial aid.

    Examples of statements of financial need

    In your essay, you must state your need for financial aid. This statement should be as detailed as possible. It should include details that highlight your financial need, such as your age, parents’ employment status, and extenuating circumstances. When writing an essay, it is important to follow an outline. The first sentence should include a brief statement of the need for financial aid. The rest of the introduction should include discussion points.

    If you are a first-year student, explain how you saved money for college while you were working. If you’re a current college student, talk about the work-study job you held during the summer or weekend to put money towards your education. Mention any savings accounts your parents have and their expected contributions. In addition, state the reason why you need financial aid. Your financial situation has changed, and you’ve recently moved away from home to study.

    As a student, you’ll have to present a compelling case for a scholarship. If you’re applying to a college without a financial aid plan, you can explain that your federal loans aren’t enough to cover the entire tuition. Or perhaps you’re looking for a new job and your family’s circumstances have changed. Either way, having all the details handy will make it easier to write a convincing letter. Don’t be embarrassed or ashamed. Try to write a letter that describes your needs and is simple enough for the reader to understand.

    The Statement of Financial Need is the key to winning a scholarship. It serves as a cover letter for your other scholarship applications. It should capture the reader’s attention and convey your best qualities. The purpose of this letter is to move the reader to understand you better. Remember that admissions officers receive hundreds of scholarship applications every year, so a strong statement of financial need can set you apart. So, start writing now. You can find more information about the application process in our articles.

    When writing a statement of financial need for a college, make sure to include details that show the financial strain your family is under. If you’re the first person in your family to attend college, stress that fact. If you’re a member of an ethnic group that’s underrepresented in college, mention this. Likewise, if you work full-time to pay your tuition, describe how much of your time is dedicated to learning and why you need financial help.

    Related posts:

    • How to Write an Essay for a Scholarship?
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    • How to Write an Essay for an Internship?
    • How to Write an Essay in an Hour?
    • How to Write an Essay in 30 Minutes?
    • How to Write an Essay for a Job Interview?
    • How to Write an Essay Like a Professional?
    • How to Write an Essay on Why You Deserve a Scholarship?

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    How to Start a Scholarship Essay (With Examples)

    how to make an essay about financial

    Will Geiger is the co-founder of Scholarships360 and has a decade of experience in college admissions and financial aid. He is a former Senior Assistant Director of Admissions at Kenyon College where he personally reviewed 10,000 admissions applications and essays. Will also managed the Kenyon College merit scholarship program and served on the financial aid appeals committee. He has also worked as an Associate Director of College Counseling at a high school in New Haven, Connecticut. Will earned his master’s in education from the University of Pennsylvania and received his undergraduate degree in history from Wake Forest University.

    Learn about our editorial policies

    how to make an essay about financial

    Bill Jack has over a decade of experience in college admissions and financial aid. Since 2008, he has worked at Colby College, Wesleyan University, University of Maine at Farmington, and Bates College.

    how to make an essay about financial

    Maria Geiger is Director of Content at Scholarships360. She is a former online educational technology instructor and adjunct writing instructor. In addition to education reform, Maria’s interests include viewpoint diversity, blended/flipped learning, digital communication, and integrating media/web tools into the curriculum to better facilitate student engagement. Maria earned both a B.A. and an M.A. in English Literature from Monmouth University, an M. Ed. in Education from Monmouth University, and a Virtual Online Teaching Certificate (VOLT) from the University of Pennsylvania.

    How to Start a Scholarship Essay (With Examples)

    As an admissions officer, I reviewed thousands of essays for students seeking admission and scholarships. The essay is one of the most important parts of the scholarship application process–a strong essay can go a long way. However, with so much competition, it is important for your scholarship essay to stand out. That’s why it’s important for you to start a scholarship essay off right!

    There are some very simple things that you can do to ensure that your essay is engaging from the very first sentence. In fact, beginning your essay with an exciting opening is one of the most important things you can do, because it will immediately distinguish your essay from the others. 

    Keep on reading to learn more about how you can nail the very first sentence and start your essay off right!

    Engage the reader with the first sentence

    No matter what type of essay you are writing, you will want to ensure that the very first line grabs the attention of the reader. One of the biggest mistakes that students make when starting their essay is simply restating the prompt. This is bland and boring. 

    Now, you might be wondering, “how do I engage the reader with the very first line of my essay?”. The good news is that there are several ways that you can do this that are very simple to do. 

    Related:  How to answer scholarship essay questions about your career goals

    Begin with dialogue

    First, you could begin your essay with conversation. This can be an interesting and unexpected way to start your scholarship essay. Maybe someone asked you an unexpected question? Perhaps you were having an interesting conversation with a friend or family member? Either way, dialogue can be a powerful tool to start your essay.

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    Put the reader in your shoes.

    Alternatively, you can choose to start your essay by placing the reader right in your shoes and show them something from your life. Appeal to the senses and show the reader what you see, hear, smell, or taste. These specific details will help your essay come to life and make it even more memorable. 

    Also recommended: What’s the best scholarship essay format?

    Scholarship essay introduction example

    Next,  we’ll look at a specific example of how you can open up your essay. Let’s say you are applying for the Questbridge scholarship program . One of the essays that you will be asked is:

    We are interested in learning more about you and the context in which you have grown up, formed your aspirations, and accomplished your academic successes. Please describe the factors and challenges that have most influenced you. How are they shaping your future aspirations?

    You might be tempted to rephrase the question and start your essay with something like:

    “I have grown up in a rural context and this has formed my aspirations and allowed me to accomplish academic success…”

    This is generic and will not engage your reader at all. 

    Instead, what if you started off your essay with something like this:

    “I look outside my bedroom window and see Henry, my favorite chicken, pecking at something in the dirt.” 

    Makes a big difference, right? As a reader, you are probably wondering: why does this person have chickens outside their bedroom window? Why did they name this particular chicken Henry?

    See also: Here are our top writing & essay scholarships for students!

    Keep the ending of your essay in mind as you write the opening

    While crafting your opening, be open to ideas about how to close your essay. There is no need to stress about the ending now, but being mindful of effective ways to end an essay is always a good idea. Say you are opening your scholarship essay with Henry the chicken. Is there a way for Henry to make an impactful appearance at the end of the essay to close things out in a way that perfectly wraps everything up? The key is for the essay ending to be meaningful and memorable for the reader. 

    Don’t miss: Our free scholarship search tool

    If you can’t think of a “wow” scholarship essay beginning, keep writing!

    Sometimes, we know what we want to say, point by point, but we are not ready to be creative when it comes to opening an essay. In that case, keep writing! There is always the option of going back and crafting an engaging opening after your essay is written. Simply write your main idea where the first paragraph would be to guide you as you write. After, go back when your creative juices are flowing, and craft the amazing opening (and closing) that your scholarship essay deserves!

    Final thoughts

    As shown, there are many questions that we as readers will have after reading an engaging essay opening such as the one just shared; We want to learn more about the student who is writing this essay. After all, as a writer trying to stand out in a pile of essays, that is our main goal. 

    We hope that you have a better understanding of how to start a scholarship essay so you can maximize your chances of winning scholarships!

    Additional resources

    Scholarships360 is the go-to for all things college admissions and scholarships! Wondering how to write a 250 word essay and how to write a 500 word essay ? Curious how to write an essay about yourself ? Wow, do we have the resources to help! Additionally, check out our free scholarship search tool to help you finance your college education. Best of luck to you and your future endeavors! 

    Key Takeaways

    • The first sentence of the essay is what makes the reader want to continue reading 
    • Engage the reader by appealing to the senses
    • Create a sense of wonder in your essay, making the reader want to learn more about you
    • Keep the ending of the essay in mind as you craft the beginning

    Frequently asked questions about how to start a scholarship essay

    What is an essay hook, how long should my scholarship essay be, scholarships360 recommended.

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    You may also send a check or money order to Harvard College Admissions, 86 Brattle Street, Cambridge, MA 02138. Please include the applicant’s name with the payment.

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    Completing the Harvard supplement questions

    Complete the Harvard Questions with the Common Application or Coalition Application, Powered by Scoir*. This includes the following five required short-answer questions, each with a 200 word limit. 

    • Harvard has long recognized the importance of enrolling a diverse student body. How will the life experiences that shape who you are today enable you to contribute to Harvard?
    • Briefly describe an intellectual experience that was important to you. 
    • Briefly describe any of your extracurricular activities, employment experience, travel, or family responsibilities that have shaped who you are.
    • How do you hope to use your Harvard education in the future?
    • Top 3 things your roommates might like to know about you. 

    *Please note that the Harvard supplement is separate for the Coalition Application, so you must submit both the application AND supplement for your application to be considered complete. 

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    What if i am homeschooled.

    Each applicant to Harvard College is considered with great care and homeschooled applicants are treated the same as all other applicants. There is no special process, but all relevant information about your educational and personal background is welcome. In addition to the application, all applicants are required to submit a transcript (which can be created by the family member or agency overseeing your schooling), and recommendations. If the application fee presents a hardship for your family,  simply request a fee waiver .

    Hear from Harvard students who were homeschooled, in the Harvard Gazette article ‘ Homeschooled en route to Harvard .’

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    Do not resend your application in order to make updates. If you need to update your identification or contact information, or send updates, additional information, or corrections, please do so via the  Applicant Portal .

    Misrepresentation of Credentials

    Be completely accurate in your application materials. If we discover a misrepresentation during the admissions process, you will be denied admission. If you have already been admitted, your offer will typically be withdrawn. If you have already registered, your admission will normally be revoked, and we will require you to leave the College. Harvard rescinds degrees if misrepresentations in application materials are discovered.

    The determination that an application is inaccurate or contains misrepresentations rests solely with the Admissions Office and will be resolved outside the student disciplinary process.

    School Reports and Teacher Recommendations

    Secondary school report.

    The secondary school report is a required form that is submitted by your school counselor or another school leader. This form gives an overview of the student's academic record. It includes the applicant's academic transcript(s), a letter of recommendation, and a school profile (if available). If a counselor is unable to submit a letter of recommendation for the applicant, another teacher or school leader may submit an additional recommendation letter. 

    Midyear School Report

    When you apply, your school counselor will often send your transcript with few or no senior year course grades included. That is why the midyear school report is required - to allow us to review your performance in the first half of your senior year coursework .  The midyear school report must be completed by your school counselor or other school official. Please request that the midyear school report is completed and returned to our office as soon as possible. 

    Midyear School Report FAQs

    What if i'm applying restrictive early action and i don't have my midyear grades yet.

    Restrictive Early Action applicants are not required to submit the midyear report by the November 1 deadline. If you applied Restrictive Early Action and are deferred to Regular Decision, please submit the midyear report and transcript in February, or as soon as your midyear grades are available.

    I'm an international student and my academic year is different. Do I still need to submit the midyear report?

    If you study the IB curriculum or the A-level curriculum, then we expect that your school will send predicted grades, based on your current classroom work and the results of any internal or mock exams you have taken up to that point. If your school does not issue official or predicted midyear grades for your final year of school, then you do not need to submit the midyear report form, although the item may remain on your checklist.

    What if I have already graduated from high school?

    If you have already graduated from high school, you should ignore the midyear report requirement (though the item may remain on your Checklist in the Applicant Portal) and simply ask your school to send a final school report if you have not already done so.

    Teacher Evaluations

    Ask two teachers in different academic subjects who know you well to complete the Teacher Recommendation forms (which includes an evaluation form and a letter of recommendation). If you wish to submit additional letters of recommendation, you can do so after you submit your application. In your application confirmation email, there will be a personalized link to send to your recommenders.

    What courses should I take to prepare for applying to Harvard?

    There is no “one size fits all” rule about which curriculum to study during secondary school years. Students should challenge themselves by taking courses deemed appropriate by their teachers and counselors. But some students believe that “more is always better” when it comes to AP, IB or other advanced courses.

    While some students prosper academically and personally by taking large numbers of such courses, others benefit from a more balanced approach that allows them additional time for extracurricular and personal development. Even the best students can be negatively affected by taking too many courses at once, and might benefit instead from writing, reading or research projects on subjects of great interest to them.

    To learn more, read our Guide to Preparing for College. To avoid the “burnout” often seen among secondary school students, please refer to our article, Time Out or Burn Out for the Next Generation .

    Is there a specific math requirement?

    Applicants to Harvard should excel in a challenging high school math sequence corresponding to their educational interests and aspirations. We recommend that applicants take four years of math courses in high school. Ideally, these math courses will focus on conceptual understanding, promote higher-order thinking, and encourage students to use mathematical reasoning to critically examine the world. Examples include rigorous and relevant courses in computer science, statistics and its subfields, mathematical modeling, calculus, and other advanced math subjects.

    Students’ math records are viewed holistically, and no specific course is required. Specifically, calculus is not a requirement for admission to Harvard. We understand that applicants do not have the same opportunities and course offerings in their high schools. Moreover, many programs of study at Harvard do not require knowledge of calculus. We encourage applicants to take the courses that are available to them and aligned with their interests and goals.

    Students intending to study engineering, computer science, physics, mathematics, statistics or other fields where calculus is needed may benefit from taking calculus in high school. However, students at Harvard can still pursue such fields by starting with one of our introductory calculus classes that has no high school calculus prerequisite. On balance, we encourage all students to master foundational mathematical material instead of rushing through any of the more advanced courses.

    Final School Report and Transcripts

    All admitted students who choose to enroll are required to send a Final School Report and transcript as soon as their final grades become available – no later than July 1. The Final School Report and transcript should be completed and sent by a school counselor or other school official through Parchment/Docufide or Scrip-Safe International, if your school has access to these submission options.

    IB students should send their final results as soon as they are released in mid-July. We will expect to see final A levels results by mid-August.

    Standardized Test Scores

    For the College Classes of 2027-2030, students may apply for admission without standardized test scores. Please read our announcement for more details on the application changes for the upcoming cycles. 

    If you choose to submit standardized tests, you may submit the SAT or ACT (with or without the writing component). While the College Board no longer offers Subject Tests and they are not a requirement for applying, you may submit Subject Tests taken in the last 5 years. If you choose to submit Subject Tests, it is more useful to choose only one mathematics test rather than two. Similarly, if your first language is not English, a Subject Test in your first language may be less helpful.

    Standardized Testing FAQs

    How do i let harvard know whether i would like my application reviewed with or without test scores.

    When you apply for admission, you can choose whether or not our review of your application will include your standardized test scores (SAT and ACT).

    • If your scores already are on file before you apply and you choose at the time of your application to proceed without scores, we will not consider those scores. 
    • If you initially chose an application review without scores and would now like to include scores in your file, you may make this request by submitting the "Change to consideration of test scores" form on your Applicant Portal. 
    • If you ask that our review includes your scores, either at the time of application or after you apply by submitting the form in the Applicant Portal, they will be part of your application throughout the admissions process.

    Can I self-report my test scores?

    Yes. Applicants may provide self-reported SAT and ACT test scores (including Subject Tests, Advanced Placement, IB, etc.). Admitted students who decide to enroll at Harvard College will be required to submit official test scores.

    How do I send my test scores?

    You are free to use the College Board Score Choice option or the similar option offered by the ACT. Our official codes are 3434 for the College Board SAT Reasoning Tests and 1840 for the ACT if you are submitting official test scores as part of your application.

    • How to send your SAT scores
    • How to send your ACT scores

    Are there test score "cutoffs"?

    There are no score cutoffs, and we do not admit “by the numbers.” For the ACT, we will evaluate your highest composite score and any other scores you choose to share with us. We take into account your educational background when reviewing your scores.

    Should I prepare for standardized tests?

    Opportunities to prepare for standardized tests vary greatly for students of different socioeconomic backgrounds. Research indicates that short term test preparation usually has little effect, but the free “test prep” now offered by the SAT and the ACT might make a significant difference for students who follow their programs for extended periods of time. Such free programs could help to level the playing field for students from under-resourced schools by providing the academic skills that will serve them well on standardized tests and also in college. Students can also do well by studying widely and deeply over a long period of time on their own with the help of family, school, or community organizations.

    What do standardized tests and grades indicate about academic preparation for college?

    Standardized tests provide a rough yardstick of what a student has learned over time and how that student might perform academically in college - but they are only one of many factors considered. High school grades in a rigorous academic program can also be helpful in assessing readiness for college courses, but the thousands of secondary schools around the country and the world employ various high school curricula and a wide range of grading systems - and some have no grades at all. Other students have been homeschooled or prepared for college by taking part in multiple schooling opportunities both in person and electronic.

    Given the wide variation in how students prepare for Harvard – as well as the fact that most applicants and admitted students have outstanding academic records – it is difficult for high school grades to differentiate individual applications. That does not mean that high school grades are unimportant. Students who come to Harvard have done well day to day in their high school studies, providing a crucial foundation for academic success in college, including a 97% - 98% graduation rate.

    SAT and ACT tests are better predictors of Harvard grades than high school grades. However, admission officers understand that not all students attend well-resourced schools throughout their lives, and that those who come from modest economic backgrounds or first-generation college families may have had fewer opportunities to prepare for standardized tests. Each application to Harvard is read with great care, keeping in mind that talent is everywhere, but opportunity and access are not.

    Does Harvard accept SAT Subject Test scores?

    As announced by the College Board, Subject Tests and the essay portion of the SAT have been terminated, except in certain special circumstances. See the  College Board's announcement for more details. Harvard admission officers review all material that an applicant submits, so if you have already taken Subject Tests or the essay portion of the SAT, you may still submit it along with your other application materials.

    How do I choose whether to submit my standardized test score?

    Choosing whether or not to submit test scores is a personal decision for every applicant. There are many reasons why students do not submit test scores, including expense. In general, though, anything that might give a more complete or positive picture of an applicant can be helpful. Even if you feel your test scores do not fully represent your strengths, perhaps because of a lack of resources at your school or limited opportunities to prepare for or take the tests, you could note this fact in your application to provide context. There are no score cutoffs and we do not admit “by the numbers.”

    Why can't I view my standardized test scores in the Common Application?

    Since Harvard College is not requiring applicants to submit standardized test scores for the 2022-2026 application cycles , your standardized scores will not display in the Common Application PDF preview, even if you have chosen to submit them. However, if you entered your test score information and would like it to be considered, that data will still be transmitted to us with your application and we will review it. You can verify this by viewing the Application Checklist in your Applicant Portal. You will see a green check mark if we have received your standardized test scores.

    How will Harvard evaluate the new digital SAT?

    The College Board's shift to a digital delivery of the SAT will not impact the way in which Harvard reviews test scores within applications. For the College Classes of 2027-2030, students may apply for admission without standardized test scores. Students who do not submit standardized test scores will not be disadvantaged in their application process. Please  visit the College Board FAQs  for more information.  

    Supplemental Materials

    Our standard application materials typically give us ample information for making admission decisions. However, we recognize you may have truly exceptional talents or achievements you wish to share, and we want you to have every opportunity to best represent yourself.

    At the discretion of the Admissions Committee, supplementary materials—such as music recordings, artwork, or selected samples of academic work—may be evaluated by faculty. These materials are entirely optional.

    Material Types

    How to submit documents and articles.

    Scholarly articles, research, creative writing or other documents of which you are the primary author should be submitted in the Upload Materials section of the Applicant Portal . This is the most efficient and direct method of submitting these materials, because they will be added directly to your official application. All submissions should include a list of any individuals with whom you collaborated in the production of the work. If appropriate, please identify your research sponsor, mentor, and/or laboratory or research group leader and provide a short description of your particular contribution to the work.

    How to submit media (video, audio, or images)

    You may submit optional supplementary media materials (e.g. videos, audio recordings, or images) electronically via Slideroom . Details for submissions in art, dance or choreography, musical performance or composition, will be found on the Slideroom website. There is a small submission fee, but if this fee causes you economic hardship, you may request a fee waiver at the point of submission. You may also contact us to request a fee waiver.

    If you encounter technical difficulties on Slideroom, you may submit a document via your portal with YouTube video links. Our team may follow up to request a Slideroom submission at a later time. 

    Should I submit other academic materials?

    Harvard accepts other standardized tests or other academic credentials if you choose to submit them. In any admissions process, additional information can be helpful. For example, Advanced Placement, International Baccalaureate, A-levels, national leaving examinations, national or international contests, early high school assessment scores such as the PSAT or pre-ACT, or courses taken outside your school during the school year or summer are just some examples of information that could be submitted. Subject Tests and the essay portion of the SAT have been terminated, except in certain special circumstances. Harvard admission officers review all materials that an applicant submits, so if you’ve already taken Subject Tests or the essay portion of the SAT, you may still submit them along with your other application materials.

    Learn More About Harvard

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IMAGES

  1. Good Example Of Finance Essay

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  4. Sources of Finance and Impact on Financial Statements Finance Essay

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  6. Persuasive Essay: Statement of financial need essay sample

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COMMENTS

  1. How to write a financial need scholarship essay (with examples!)

    Example 1: "I am a first-generation American and the first in my family to go to college. My family moved from El Salvador to New York when I was seven years old, to escape the violence there.". Example 2: "I am from a working-class family in Minnesota.

  2. Financial Need Essay: Examples & Writing Guide

    1. Write an impressive motivation letter mentioning your tight budget, 2. Write an application letter describing your tough life circumstances (especially if you have incomplete family, etc.). For additional details, check examples of such papers online and in books.

  3. How to write a scholarship essay about financial need

    6. Write with a positive tone: Although it can be challenging to discuss financial struggles, it is essential to maintain a positive tone throughout the essay. This will show the scholarship ...

  4. Financial Need Scholarship Essay Examples (2023)

    Example 2: "Describe your financial need in 100 words" This essay is even shorter than the financial need statement. It may be one of several short answer questions you need to fill out. Working with 100 words is tricky. That only leaves room for about 7-10 sentences, depending on length. Make compelling statements using the fewest words ...

  5. How to Write Finance Essay: A Guide for You

    Write an Outline for Your Finance Essay. Writing an essay is a time-consuming process that requires attention and careful planning. You should organize your argument and supporting evidence and determine connections between your key points. A good idea is to make an outline of your finance essay before you actually start writing it.

  6. How to Write a Statement of Financial Need

    To get started with your outline, try writing out a bullet-point list of the details you'd like to include in your essay. Include all of the details that emphasize your financial need. This includes demographic information, your parents' employment, and any extenuating circumstances your family is experiencing.

  7. 14 Scholarship Essay Examples That Won Thousands 2023

    Scholarship Essay Example #12. Prompt: Discuss in your essay any challenges or obstacles you have dealt with and overcome in life and how this will help you succeed in college and beyond. Describe how volunteer, community service or extra-curricular activities have shaped who you are today and what it has taught you.

  8. Writing the Scholarship Essay

    The essay is your chance to show how you are the ideal representative. Submit an essay that is neat and readable. Make sure your essay is neatly typed, and that there is a lot of 'white space' on the page. Double-space the essay, and provide adequate margins (1″-1 1/2″) on all sides. Make sure your essay is well written.

  9. Top 10 Scholarship Essay Prompts: How to Answer + Infographic

    4. Tell us about a time you failed and what you learned from it. Scholarship providers understand that no student is perfect, and they want to know how you learned from a failure - this can be an academic, professional, or personal failure. Break down how you failed, why you failed, and how it made you better.

  10. 4 Ways to Write a Financial Aid Statement

    1. Write the introduction. Present a picture to the financial aid committee of who you are. Describe special family circumstances, such as whether you are the first in your family to attend college. State whether you come from a disadvantaged family.

  11. 5 Ways to Make Your Scholarship Essay Stand Out

    Tell a Story. A standout essay hooks the reader from the first sentence, says Monica Matthews, author of the scholarship guide, "How to Win College Scholarships." Think about the structure of the ...

  12. Financial Assistance Essay: 4 Useful Tips to Make It Rock

    2. 📄 Tip 2. Your financial assistance essay should be supported with specific examples. If you say something like "I believe it is very important to help others", show what exactly you have done to help someone. Just in 1 hour! We will write. you a plagiarism-free paper. in hardly. more than 1 hour. Let's Start.

  13. Essay on Financial Literacy for Students and Children

    Financial literacy helps people in becoming independent and self-sufficient. It empowers you with basic knowledge of investment options, financial markets, capital budgeting, etc. Understanding your money mitigates the danger of facing a fraud-like situation. A few strategies are anything but difficult to accept, particularly when they're ...

  14. Financial Management Essay Sample for Students

    For those who need to get better at essay writing and learn to write good essay on financial management in particular, here's a sample of a good paper on "Investment Decisions": Investments decisions are the kind of risk decisions which are aimed at generating financial returns in the future. Returns can be anticipated in the short-term ...

  15. Describe Your Financial Need for this Scholarship Essay Sample

    Briefly Describe your Financial Need for this Scholarship. Financial Need Essay. I am in need of financial assistance in order to attend college because I am a low-income student. I am the 1st child to attend the college. Although my parents gave me many supports, I received a limited financial assistance due to low family income.

  16. How to Write a Financial Aid Appeal Letter

    Begin with who you are and where you are from, how grateful you are to have been accepted and that you are excited about the school. Be direct about what the letter is for (financial aid) Briefly talk about why the school is a great fit for you and why you need the money in a straightforward and respectful way.

  17. How to Express Financial Need in Scholarship Essays

    Keep the statement of financial aid to less than 200 words with paragraphs of no more than thee or four sentences. On the bright side, this concise statement of your financial need situation can serve double duty. If done correctly, then you should be able to use the statement of financial need as a cover letter for other, lengthier and more ...

  18. 16 Scholarship Essay Examples to Help You Win Scholarship

    These examples serve as beacons of success, offering valuable insights into the art of scholarship essay writing. So, without further ado, let's get started. On This Page. 1. Scholarship Essay Examples Financial Need. 2. Scholarship Essay Examples About Yourself. 3. Scholarship Essay Examples for Nursing.

  19. How to Write a Scholarship Essay

    Write a focused and relevant personal story. After researching the organization, identify a specific personal experience that embodies its values and exemplifies why you will be a successful student. Choose a story with the following criteria: Responds to the prompt. Demonstrates the organization's values.

  20. Essay: How Will This Scholarship Help You Achieve Your Goals? (With

    This gives the scholarship committee an understanding of how the scholarship will help students pursue their goals. Needless to say, the essay is very important for the scholarship application. This is where students can show off their personality. Students should make sure to write a unique composition which answers the essay question.

  21. Want to write a piece for the Financial Times opinion page?

    We accept only exclusives. To submit a letter to the editor for publication, email [email protected] Or post to: Letters Editor, Financial Times, Bracken House, 1 Friday Street, London EC4M ...

  22. How to Write an Essay Explaining Financial Need?

    It should include details that highlight your financial need, such as your age, parents' employment status, and extenuating circumstances. When writing an essay, it is important to follow an outline. The first sentence should include a brief statement of the need for financial aid. The rest of the introduction should include discussion points.

  23. How to Start a Scholarship Essay (With Examples)

    Key Takeaways. The first sentence of the essay is what makes the reader want to continue reading. Engage the reader by appealing to the senses. Create a sense of wonder in your essay, making the reader want to learn more about you. Keep the ending of the essay in mind as you craft the beginning.

  24. Application Requirements

    If the admissions application fee presents a hardship for you or your family and you plan on applying for financial aid, the fee will be waived. Please follow these instructions to request your fee waiver. Requesting a fee waiver will not disadvantage your application in any way. ... Subject Tests and the essay portion of the SAT have been ...

  25. Essayshark Introduces Advanced Finance Essay Writing

    The finance essay writing landscape is being reshaped by several key factors, including the challenges posed by AI and clip thinking, which demand a move away from one-size-fits-all essays to more ...