how much does a business plan cost in canada

How much does a business plan cost?

You need a business plan and are wondering how much creating one costs? 

You’ve come to the right place: in this guide, we’ll look at the factors that influence the cost of a business plan. 

This will help you figure out exactly how much you should pay for a business plan software , writer, or even a template. So, let’s get started.

In this guide:

What are the factors that influence the cost of a business plan?

How much does a business plan software cost, how much does a business plan writer cost, how much does a business plan template cost.

• The final verdict

First, let’s agree on the scope. In this guide we’ll look at the cost of putting together the business plan itself and exclude the costs associated with preparatory research. 

There are a number of things you need to do before you begin drafting your business plan: gathering data, assessing budget lines, and iterating on multiple scenarios to find the best strategy for your business. 

Needless to say, all of these things require both time and money. However, these tasks are performed before creating the business plan itself, and are therefore excluded from the scope of our guide.

Now that we know what we are solving for, let’s get to it. 

We will first look at the tasks that need to be completed to create the business plan, then we will look at tools that can be used to speed up the process, and finally at who can perform these tasks.

What jobs need to be done when drafting a business plan?

Fundamentally a business plan is composed of two main parts:

• A financial forecast which highlights the business’ funding requirements, growth prospects, potential profitability and cash generation
• A written presentation which presents the business operations and strategy in details, and provide the context needed to judge the quality of the forecast

Both of these parts are essential and contribute to the cost of creating the business plan. 

Let’s look at both of them in a bit more detail.

Creating the financial forecast for your business plan

A financial forecast helps assess the business’s viability. This section of a business plan contains at a minimum the following financial tables:

• A cash flow statement - a document that details how money comes in and goes out of the business. 
• A Profits and Loss (P&L) statement - a document that provides information about the expenses and revenues the business has generated over a given time period.
• A balance sheet - a document that details the assets and liabilities of the business at any given point in time. 

There are two ways to create your forecast. You can either opt for that old fashioned spreadsheet method or use a financial forecasting software instead.

The main driver in terms of cost when it comes to creating your forecast is the complexity of your business. 

Modeling a simple brick and mortar business is relatively straightforward. Modeling a complex business organization with multiple processes (manufacturing, storage, distribution, etc.), lines of products and services, and locations or legal entities will require more work and, therefore, increase the cost.

Writing your business plan itself

The written part of a business plan is without any doubt the most time-consuming, and contributes to the cost of creating the plan.

The time required (and, therefore, cost) to draft your business plan will first be influenced by the size of your business. 

Your business plan includes valuable strategic and financial information. If your business has multiple locations or products and services, you’ll have more information to include. This means writing about the business as a whole will take longer, require more effort, and will increase the overall cost. 

Then comes the complexity of the industry your business operates in (or/and your business model). A business plan is argumentative and needs to demonstrate that there is a viable business opportunity to be seized by you on the market. 

To do this you’ll have to provide in-depth explanations backed by market research, so that your reader can understand:

• What you sell
• Who you sell to
• Who you compete against
• Whether the market is large enough and your business correctly positioned to compete effectively 

This is quite straightforward to do if your business operates in an industry your potential readers are familiar with. If your reader is unfamiliar with your niche, however, then you will need to do more explaining. 

Adding these details will help make sure your readers - investors or banks, usually - understand that a commercial opportunity is ripe to be seized on the local market. However, this will require time and will add to the cost. 

Justifying the amount of funding you need for your business is the last factor that can increase the cost of writing your business plan. A funding requirement of $10 million will need more explanation and convincing than that of $10,000. Needless to say that it’ll also take more time and effort. 

Now that we understand the factors that influence the cost of creating the document, let’s have a look at the tools which can be used to create a business plan.

What tools can be used to write a business plan?

There are two ways to put together a business plan: 

• Using a spreadsheet and word processor

Using an all in one business plan software

Using a spreadsheet and a word processor.

Creating a business plan using a spreadsheet and a word processor was the way to go in the 1990s. 

However, this method is quickly falling out of fashion, and for good reasons: 

• It’s incredibly long and needlessly complicated
• It requires knowledge of accounting in order to create the forecast on a spreadsheets without making errors
• Investors and banks are skeptical of figures modeled by entrepreneurs themselves on spreadsheets 
• Formatting such a long document on a word processor takes time and effort

Nowadays, the way to go is to use an all in one business planning software.

Along with being affordable, using an online business plan software has numerous other benefits. 

Some of them include: 

Creating a financial forecast for your business plan without manual calculations

The financial forecast is the most technical part of the business plan. 

Working on this section without adequate knowledge of finance can lead to critical mistakes which endanger the business’s future. 

Making such a forecast using online business plan software enables you to de-risk the process as the calculations and accounting treatments are done for you by the software using best in class modeling assumptions.

Furthermore, good online business plan softwares, such as the one we offer at The Business Plan Shop , come equipped with scoring algorithms which help identify issues within a financial forecast (such as insufficient cash or inventory, for example). 

This ensures that your forecast is free of modeling errors, and provides reassurance to the readers that the numbers can be trusted. 

Getting access to instructions and examples throughout the process  

As mentioned, creating a business plan is a complex process for those who’re not familiar with creating such documents. 

Using online business plan software allows you to have access to expert guidance as you write. 

This means your business plan will be effective and completed faster than with a word processor. 

Being able to use downloadable templates to create a business plan 

Good online business plan softwares, such as the one we offer at The Business Plan Shop, come with dozens of downloadable business plan templates you can use as inspiration to write your business plan. 

Being able to look at concrete examples of business plans helps avoid writer’s block and speed up the writing process, thereby reducing the overall cost of putting the plan together.

Saving time on formatting

Good online business plan softwares, such as the one we offer at The Business Plan Shop, also come with professionally designed themes and color schemes which enable you to quickly get a stunning document matching your brand colors, while delegating the bulk of the formatting to the software.

Software also automatically integrates your forecast into the document, saving hours of manual formatting compared to using word processors. 

Now that we understand what tools can be used, let’s have a look at the last factor that influences the cost of creating the business plan: the person writing the document.

Who’s writing the business plan?

No matter what tool you use, writing a business plan is time consuming and the cost per hour of the person doing the actual writing will have a serious impact on the overall cost.

Here you have two options: either do the writing in-house using your team’s time, or outsource it to a professional business plan writer .

Outsourcing is usually much more expensive than doing the writing in-house as you have to cover the writer’s time, software, marketing costs, and profit margin. But it frees your team’s time which can be used elsewhere.

Now that we’ve covered the factors that influence the overall cost of a business plan, let’s have a look at the concrete price of the most popular options.

Need a convincing business plan?

The Business Plan Shop makes it easy to create a financial forecast to assess the potential profitability of your projects, and write a business plan that’ll wow investors.

Using online software to create a business plan is undoubtedly the best approach, and you’ll probably end up paying for software anyway - whether you pay for software yourself or the software’s cost is included in your business plan writer’s fee.

There is a common misconception that business plan software might be quite expensive. However, that’s not the case with our online business plan software. 

As a publisher, The Business Plan Shop is committed to leveling-up the playing field between small businesses and large corporations by making our solution affordable to businesses of all sizes.  

You might think we’re a bit biased when it comes to talking about our own pricing. But you’re not bound to take our word for it: see our prices for yourself .

If you’re thinking of outsourcing the writing of your plan your next option will be to hire a business plan writer. 

However, you need to know that when you hire a writer to draft a business plan, the cost of the plan will depend on the factors we’ve mentioned earlier in this guide. 

In addition, the pricing structure for writing the business plan varies among writers: 

• Hourly pricing - the writer charges a fixed hourly rate for their services. The hourly rate is multiplied by the hours they spend working on your business plan. 
• Fixed pricing - in this structure, the writer will charge a fixed price based on creating a business plan. The price may depend on the length, level of details, and complexity of the document. 

While getting a fixed price is easier for budgeting purposes, you need to remember that you get what you pay for. 

Business plan writing is a for profit activity, which means that if the price seems low, then there is probably a catch. The writer might either be inexperienced (a business student for example), or take shortcuts and not spend enough time on your document, or the result might be incomplete (only include a P&L in your forecast for example).

If you are writing a business plan to secure funding, you also need to remember that investors want their money to be used to grow your business, not wasted on consulting fees. So the amount you spend on your business plan needs to be reasonable in relation to the amount of financing you are looking for.

For example, if you are trying to secure $100k and spend $10k on business plan writing services and $10k in legal costs, then you’ve wasted 20% of the capital you are trying to secure, which will not impress investors.

Finally you also need to remember that outsourcing your plan is not a completely hands-off process. You still need to provide the writer with the inputs and the research materials needed to write your plan.

You are the only one who knows: how your business operates, what strategic and commercial actions have been planned, and how much sales are expected, and what employees are paid.

So, while we are discussing the amount spent on the actual business plan writing fee, it’s not a total cost by any means, nor a like-for-like comparison with the cost of using software discussed above.

With that in mind, let's look at how much hiring a writer would actually cost. 

How much would a business plan writer cost per hour? 

The hourly rate for a business plan writer is usually around $100 to $300. This might not seem that much at first. However, you must understand that a minimum of 20 hours is usually required to create a business plan. 

So, if your business plan writer charges $100 per hour and works for 20 hours, you’ll pay $2,000 for the document. If they charge $300 per hour, you’ll pay $6,000. 

However, these are just for simple business plans. Depending on your business size and the complexity of your industry, the total price might end-up being much higher.

Another factor is the amount of revisions needed on your business plan. It’s quite common for your plan to require several updates as you gain more information on your market conditions and feedback from lenders and investors.

When you use hourly consultants these revisions can quickly add-up as you have to pay extra for them.

How much would fixed business plan writing services cost? 

When it comes to fixed pricing, the actual cost may vary from one writer to the other. 

However, the price is generally based on their years of experience, level of expertise, and the amount of work they put in. 

Packed-based pricing service might start around $2,000. However, you’ll only get basic-level business plans at such a price. 

If you need a complex business plan with in-depth market analysis, detailed plans about business operations, and three to five years of financial projections. Package services offering such business plans might cost as much as $30,000. 

Considering these prices, it’s safe to say that you should only opt for this approach if you aim to secure a significant amount of funding. 

If you’re in the starting phases of your business, it is better to use online business plan software instead. The money you spend hiring a writer can be used for other business operations such as marketing and product development. 

Need inspiration for your business plan?

The Business Plan Shop has dozens of business plan templates that you can use to get a clear idea of what a complete business plan looks like.

The last alternative to write your business plan at a low cost is to use an Excel and Word business plan template.

Most people often think a business plan template will not cost anything at all. They’re right to a certain extent. 

You can find loads of free business plan templates on the internet, but here also: you get what you pay for. These free templates are usually either: very basic, not properly maintained and outdated, or prepared by unknown “experts” who don’t seem to grasp the basic principles of accounting.

The cost of some business plan templates might go to $300. These templates are more detailed. In addition, some of these paid templates might even have visual aesthetics making them more presentable. 

Before you opt for this approach, you need to understand that these are just templates. This means they’ll provide you with a structure and format. However, you’ll still have to do all the work yourself. 

In comparison to using online business plan software, templates are more expensive and extremely low value for money. Furthermore, using a template still requires you to have a certain level of expertise and is an approach that’s not free from error. 

The final verdict 

When it comes to creating a business plan, you have three options: online software, a business plan writer, or templates. 

Professional software usually offers the best return on investment. Templates are low value for money and should be avoided. And writers can be worth it, if you intend on raising a significant amount of capital. 

Also on The Business Plan Shop

• Business plan vs budget: what's the difference?
• Do I need a business plan? Your questions answered

Know someone who wants to create a business plan? Share this guide with them!

Founder & CEO at The Business Plan Shop Ltd

Guillaume Le Brouster is a seasoned entrepreneur and financier.

Guillaume has been an entrepreneur for more than a decade and has first-hand experience of starting, running, and growing a successful business.

Prior to being a business owner, Guillaume worked in investment banking and private equity, where he spent most of his time creating complex financial forecasts, writing business plans, and analysing financial statements to make financing and investment decisions.

Guillaume holds a Master's Degree in Finance from ESCP Business School and a Bachelor of Science in Business & Management from Paris Dauphine University.

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How Much Does a Business Plan Cost?

• Written By Dave Lavinsky

A complete business plan helps you to identify your business goals and how you plan on reaching them. Whether you are a new business owner or an experienced entrepreneur, writing a comprehensive business plan can help you start, grow, and/or attract investors to fund your business.  

How Much Does It Cost to Write a Business Plan ?

Business plan pricing depends on what route you take to create it. However, there are a few essential elements that are common to all business plans:

• Executive Summary
• Business Description
• Market Analysis
• Customer Analysis
• Competitive Analysis
• Marketing Strategy
• Operations Plan
• Management Team
• Financial Plan

There are several ways to approach writing a successful business plan, but the cost of each way varies widely. The cost of a business plan can be a significant investment, but it’s an essential tool for any business. Below we provide some tips for what to consider and the costs for the various methods of completing your own business plan.  

Considerations When Writing Your Own Business Plans

There are several things to consider when writing your own plan. Depending on whether you’re in need of funding and how much, the costs for your business plan will be different.

Take into account:

• How long will your business plan be?
• How many hours does it take to complete the business plan?
• What kind of language is used in the business plan?
• Who will use the business plan?
• Who will fund your business?
• How much are you looking to raise or if you need funding at all?

According to our business consultants’ surveys of investor requirements, a 15- to 25-page business plan is the ideal length. Adding more pages may cause your time-constrained investor to skim portions of the plan, even if they are interested, which might result in important information being overlooked. However, fewer pages may lead potential investors to believe that the firm has not been thoroughly thought out or simply doesn’t have enough information for them to make an investment decision.  

Business Plan Template Costs

There are a variety of business plan templates online that you can purchase for a one-time fee. These templates range in price but usually start at around $100. Remember, a bargain business plan template may not include all the information that you need, so it’s important to understand what is included with the template you purchase.

Many of these templates also come with instructions to help you fill in the template and make changes as needed. However, if there is something you want to be changed on the template, it may take time and money to have it done.

Be sure to do your research and find the right template for your business. The wrong template could set you back even further and change the face of your business entirely. If you purchase a professional business plan template, make sure it’s from a reputable business plan company with business plan writing skills   in a variety of industries.

The business plan template should be easily editable and customized for your specific business needs and industry trends.

If you do not want to pay for a template, there are companies that will charge by the page and some that offer free resources . However, these templates may not have been professional business plans written for your exact type of business.  

Experienced Consultants & Business Plan Writers Cost

Hiring a business plan writer or professional writing service will help you get a comprehensive business plan written just for your business. A professional business plan consultant will help you identify your goals and how your company will reach these goals. A business plan consultant fee usually costs more but can be worth it if you do not have the time or resources to complete the business plan yourself.

A business plan writer can be found through online directories, but be sure to do your research prior to engaging in business with them. Be sure to ask for references and read reviews before hiring a business plan writing service.

If you choose to hire a business plan consultant, the complexity and length of the plan will determine how much is a business plan. Generally, a consulting firm or private consultants charge between $1,000 and $5,000 to have a comprehensive business plan written . However, a lengthy and complex plan can easily start at a few thousand dollars and stretch into the tens of thousands of dollars based on the needs of the business.

Some experienced business plan writing services also offer package deals that include additional services, such as market research, a marketing plan, and realistic financial projections.

Business Plan Software Costs

There are business plan software applications that can be used for free or have a monthly subscription cost, which may work better for your needs depending on what you need in a business plan. These apps provide templates and make writing a business plan and business planning easier. They help organize the information you enter into the app and will sometimes offer advice on how to do things like financial projections for your business plan .

The information that you put into the application can be used for several different types of business plan needs. These apps are great for startups and small businesses looking to raise capital or secure funding.

Each app or software varies in what it offers. Some are more customizable than others, some have more options for presenting your business plan, and some even offer investment opportunities. With just your business idea, the business planning software can help you write your own business plan quickly and easily. 

Write Your Own Business Plan from Scratch

If you do not want to purchase a template or use software, the easiest and most cost-effective way is to write a business plan from scratch. This route takes time and effort to complete but can be done by anyone willing to put in the work.

When writing your business plan documents, remember that they should be as detailed as possible. This document is your guide to starting and running your business. The more complete it is, the better off you’ll be.

There are a variety of free resources available online to help you write a business plan, including articles, templates, and even video courses.

When writing a business plan from scratch, it’s important to consider all of your business aspects. This includes your business concept or business model , management, production, market research , sales strategies , customer service, operations, human resources, financial projections , and more.

Try to be as thorough as possible when writing the plan. While the task may seem daunting at first, you’ll find that putting together a business plan is not so bad once you get started. After all, if you can dream it, you can write it.

The cost of writing a b usiness plan is dependent on the purpose, type, and length of the business plan. The amount of time it takes to complete a  business plan , the language used, and who will be using the document also play a factor in the cost. You can find templates for a one-time fee or pay by the page, hire a business plan writing service or a business plan writer , contact a consulting firm , or use software/apps to create your business plan. Whichever option you choose, make sure you do your research, conduct an in-depth business plan review, and find the best resource to meet the goals for your business.  

• Business Planning
• Venture Funding

How Much Do Business Plan Writers Cost in Canada?

Having a clear plan in place is essential when starting or growing a business. One way to achieve this is by writing a business plan, which can help you outline your goals and sales strategies. A well-crafted business plan can also be a valuable tool when seeking funding from potential investors, such as venture capitalists or a bank loan.

Professional business plan writing services can be a great option if you don’t have time to write your own plan or need help getting started. However, it’s important to consider the business plan writers cost and whether it’s worth the investment.

How Much Should I Pay For a Business Plan Writing Service?

Generally, professional business plan writers and consultants charge between $2,000 and $25,000 , depending on the required quality, complexity, and length of the document. Private consultants may charge an hourly fee ranging from $50 to $300 or more, depending on the consultant and the complexity of your plan.

Regardless of whom you choose to write your business plan, ensure that the service includes a comprehensive plan with an executive summary, market analysis, marketing plan, financial plan with 3-5 years of financial projections, and other essential components required by potential investors. The plan should also be customized based on your business model and specific needs and well-researched based on relevant industry information and a thorough competitive analysis.

It’s important to note that the quality of business plan writing services can vary significantly, and you generally get what you pay for. Choosing a cheap plan writer may result in a low-quality plan that could make it harder for you to secure funding or attract investors. Therefore, choose carefully and prioritize quality over cost to ensure that your business plan is strong and professional-looking.

How to determine the business plan writers cost?

The pricing of business planning services is influenced by various factors, including the length of the plan, the size of the company, the level of expertise of the writer, the turnaround time, and additional services.

Longer and more complex business plans typically cost more than shorter plans. Similarly, business plans for larger or more complicated companies may be more expensive to write. Companies may opt to hire less experienced writers who charge lower prices, but this may not be effective in achieving the desired outcomes such as funding and growth.

Shorter turnaround times generally result in increased prices, and some companies may offer additional services such as business plan presentation and pitch deck editing and support for an extra fee.

To increase the likelihood of securing the necessary funds to start or grow a business, it’s crucial to have a well-written business plan created by an experienced professional. However, it’s essential to conduct thorough research and choose carefully when selecting a consultant to hire.

When budgeting for your business plan, consider your business plan writers cost as investment in your business’s future success. A skilled business plan writer can yield a high return in terms of the quality of the plan and its effectiveness in securing funding.

Who Can I Hire To Write My Business Plan?

If you’re considering hiring someone to write your business plan, it’s crucial to select a writer or consulting firm with extensive business experience and proven expertise in business plan development. It’s recommended to choose a company that has been in the industry for at least five years and regularly provides business plan writing services. Additionally, they should be able to offer references from other companies they’ve worked with.

A Business Plan Writing Company vs Consultant

When hiring a business plan writing service, you have two primary options: working with a single writer or a dedicated team of experts who will be responsible for the entire project. The price of the service may vary depending on which option you choose.

While a business plan writers cost is typically less than an entire consulting team, it’s important to note that you may have less control over the outcome. However, your business plan will be written by an expert with a deep understanding of the writing process. When choosing this route, it’s crucial to ask for references and examples of previous work, as well as ensuring the writer has the necessary credentials and experience to meet your needs. You should also inquire about any fees associated with revisions or updates.

Many businesses opt to work with a business plan consulting firm that offers a collaborative team of experts. This type of company provides the best of both worlds, as you can utilize the knowledge and expertise of all the experts involved in the project while still retaining control over the direction and vision of your business plan.

When determining the cost of working with a business plan writing service, take the time to explore all of your options and consider both pricing models and the qualifications offered by various service providers in your area. Doing so will help you find the most qualified choice for your business planning needs.

You Can Write It Yourself

If you’re a newer entrepreneur or trying to save money, there are various free resources available online to assist you in writing your business plan. The Small Business Administration (SBA) and your local Chamber of Commerce offer business plan services, workshops, or courses to help you get started. Using a business plan template is also an excellent way to quickly and easily complete your plan, especially if you’re unfamiliar with the business planning process.

While some business owners may be comfortable writing business plans without outside help, it typically takes more time than they have to spare. For this reason, experienced business owners are recommended to not write their own plan, even those with plenty of business plan writing experience.

In most cases, experienced business owners who write their own business plans have a better understanding of what elements are needed and how they should be presented. However, it can still be time-consuming to compile all the necessary information into a cohesive business plan that meets your audience’s needs. Additionally, it’s important to note that writing a business plan is one thing, but writing a business plan that can persuade investors or lenders to provide a large funding check is another thing.

If your budget doesn’t allow for hiring a comprehensive business plan service, combining outside services with writing your own plan may be the best option. This approach offers complete control over the process while still benefiting from expert advice. It’s also a great option for entrepreneurs who lack the time to write their own plan but aren’t yet ready to hire someone else.

Other business services that can be helpful include market research, copywriting assistance, startup/growth opportunities identification, and business plan review. Market research can help identify viable business opportunities, while copywriting assistance can help create a compelling marketing message. Identifying potential opportunities for startup or growth is also critical, as is having an expert review your business plan for gaps or logic errors.

When choosing a business plan consulting service, take the time to explore all of your options and find the best fit for your budget and needs. Ensure that the service provider can meet your expectations and deliver quality content on time and within budget. Ultimately, taking the time to choose the right combination of services can help ensure the best possible outcome for your business plan.

Whether or not it’s worth it to use a professional business plan writing service depends on several factors. Professional services may be a good option if you’re short on time or lack the necessary writing skills to create a business plan on your own.

Working with a professional writing service can help you complete the necessary research and planning to develop a comprehensive business plan that aligns with your company’s goals and objectives. However, it’s important to note that professional writing services can be costly, and the quality of work can vary dramatically.

Before deciding to use a professional business plan writing service , it’s important to consider your budget, timeline, and the complexity of your business. You should also research and choose a service provider carefully, ensuring that they have the necessary experience and expertise to meet your specific needs. Ultimately, the decision of whether or not to use a professional service should be based on your individual situation and goals.

How Business Plan Experts Can Help Your Business

Business Plan Experts has a wealth of experience in developing business plans for entrepreneurs and business owners looking to start or grow their businesses. Our services cater to the needs of each client, from small business owners to Fortune 500 companies.

We offer a variety of business plans , including business plan consultants who help identify new opportunities and develop plans, as well as business plan writers who are committed to delivering results. Our market research team can also conduct independent research, giving you an advantage over competitors in your industry.

In addition, our experienced business consultants can help prepare private placement memorandums, which can be used to raise capital from accredited investors. We also offer a simple business plan template, which can be customized to fit your needs and sent to lenders and investors.

Finally, our website offers a Business Plan Writing Help Center, which includes over 200 business plan examples specific to various industries, as well as articles on business planning and funding.

No matter which service you choose, we wish you success in your business venture.

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2. Prepare business plan

A business plan explains your business idea, short and long-term business goals and what resources are available to start and operate your business. 

A business plan explains your business idea, short and long-term business goals and what resources are available to start and operate your business. If you need help writing a business plan:

• contact your local Small Business Enterprise Centre or, if you are a technology or innovation company, a Regional Innovation Centre
• check available online resources, such as BDC , Futurpreneur , or BPlans for sample business plans talk to your local bank to see what tools they have to help you start your business

Our team of professionals has written over 5,000 business plans that have been approved for over $350 Million in capital for our clients . We work closely with all Canadian banks, the BDC and all Government Grant programs to ensure the quality of our business plans. We have the track record of creating business plans that get you funding. Our clients invest in us because we create the framework for their business which they can then take to banks, lending organizations, investors and the like, to have them finance their business dreams.  

How can BizPlan Pros help me?

BizPlan Pros provides you with all the services you need to build a better business in Canada. From our business plan writing services, to business coaching, accounting and bookkeeping assistance to  help with starting a business from scratch, we have over 30 years’ experience helping business owners develop their business strategy with ease and professionalism.

How much does a business plan cost?

The price of your business plan depends on two major factors (and some minor ones, but let’s concentrate on the big ones). 1. The complexity of the business we need to describe – the more complex the business the more writing will have to be done about it. 2. The purpose of your business plan. For example, are you applying for a $25,000 government grant or a million dollar business loan etc.? The consultant will go over these questions with you during your free consultation and give you customized quote.

Do you have a free business plan template on your site?

Yes we do! It is at the bottom of our “Resources” page. You can download it absolutely free! This free template will give a good understanding of all the sections which a proper business plan must include.

How long does it take for business plan to be done?

Depending on which plan you choose (Silver, Gold Platinum) it usually takes 1 – 3 weeks respectively.

What do I need to provide?

Once we settle on the kind of business plan you need. Our staff will begin to communicate with you immediately through email or telephone (according to your preference) and we will send you a questionnaire and a financial spreadsheet to collect some information about your business.

You should begin to fill out the questionnaire and the spreadsheet as soon as possible. As an FYI, the more detail you provide the better your plan will be as it will give us more insight into your business and how you intend to operate.  Please let your contact at BizPlan Pros know if you need assistance with the questionnaire or the financial spreadsheet. Once we have your information, the writer will be in the position to develop your financial graphs, charts and break-even analysis.

Are BizPlan Pros fees tax deductible?

Yes, all the fees charged by BizPlan Pros are 100% tax deductible as a business expense.

What is your success rate with helping your business plans?

Based on the feedback we have been receiving from our clients over the years, we have been about 85% successful in helping our clients acquire funding for their businesses from various sources.

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Registering your business with the government

You may have to register with the government before you start operating your business.

Before you register

Before you register your business, you will need to know:

• where your main office will be located
• which other provinces and territories you plan to operate in
• your proposed business name (see Choosing a name )
• the type of business that best suits your needs (see How to choose your business type ).

Choose your business type

To learn about your registration requirements and start the registration process, choose your planned business type:

• Corporation (federal or provincial/territorial)
• Sole proprietorship or partnership
• Cooperative

Get help with business registration

If you need help figuring out the business registration process you can access support by region .

Page details

Business Programs

• Start-Up Visa
• Intra-Company Transferees
• Prince Edward Island
• British Columbia Regional Pilot (Outside Vancouver)
• British Columbia Base (Including Vancouver)

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• Express Entry
• Study Permit

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• EB5 Rural Project Wohali

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How Much does Business Immigration to Canada Cost?

• Blog Articles
• canada business immigration

November 30, 2020

• By Benoit Desjardins

Different immigration programs have different investment requirements depending on where in the country you and your family wish to live and work. You should expect to pay anywhere from CAD $100,000 to CAD $600,000. On the lower end of this bracket, the British Columbia Regional Pilot Program is currently the least costly business immigration program in Canada, whereas the Ontario Working Permit , within the Greater Toronto Area, is the country’s most expensive option for individuals seeking to start a business and move to Canada.

As you can see, the cost of business immigration to Canada is not definitive and should be considered on a program/location-specific basis.

Location Is a Key Factor for the Cost of Your Canada Business Immigration

There are many places to choose from for starting a business in Canada , and more attractive areas tend to require higher minimum investments from prospective business immigration applicants. Generally speaking, programs that are less in demand tend to require smaller investment amounts and vice versa. As previously stated, the British Columbia Regional Pilot Program is the most affordable option because it requires applicants to move to a small municipality with fewer than 75,000 people or 30KM away from a municipality with more than 75,000 people. Because of this requirement, there tends to be less interest for business people to move to rural municipalities. 

On the other hand, the Ontario Working Permit for the Greater Toronto Area is the most expensive as it allows candidates to live in Canada’s most populous city. For many business people, major metropolitan areas are more sought after as they provide great opportunities for starting a business and raising a family.

The Total Cost of Your Canada Investor Visa Should Factor in Additional Fees and Cost of Living

Before choosing a destination for your application, you should carefully study all of the additional costs or fees which will be required in the total cost of your Canadian business immigration project. Regardless of which program you opt to apply for, expect additional Legal & Management and Government Processing fees, which can add up to CAD $60,000 on average, for a total projected investment from CAD $160,000 to CAD $660,000.

The cost of living for you and your family can vary greatly from one Canadian city to another, from one municipality to another, which is another important factor in your decision. This is why most programs require applicants to have a minimum amount of assets available to sustain themselves. For example, although the British Columbia Pilot Program requires an investment of CAD$160,000, the minimum assets required to apply for the program is CAN $300,000. Based on our experience, individuals with CAN $600,000 or more are ideal candidates for Canadian business immigration.

Although the cost or investment for business immigration to Canada constitutes a significant factor, so are the requirements for each program. Determining the one which is most suitable for your needs, for your preferred environment and location, for how quickly you want to obtain PR, and what kind of business you wish to operate can be a daunting task. However, by working with the right immigration law firm, you can rest assured that they will provide you the necessary guidelines and services to ensure your success in immigrating to Canada through a business program.

The Forbes Advisor editorial team is independent and objective. To help support our reporting work, and to continue our ability to provide this content for free to our readers, we receive payment from the companies that advertise on the Forbes Advisor site. This comes from two main sources.

First , we provide paid placements to advertisers to present their offers. The payments we receive for those placements affects how and where advertisers’ offers appear on the site. This site does not include all companies or products available within the market.

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Squarespace Pricing Plans (2024 Guide)

Updated: Jan 9, 2024, 2:38am

Fact Checked

Table of Contents

What is squarespace, squarespace pricing plans, squarespace discounts, squarespace cost vs. competitors, squarespace free trial: what you should know, additional squarespace costs, bottom line, frequently asked questions (faqs).

Squarespace is one of the best website builders available, allowing virtually anyone to build their own site with no coding required. The platform features award-winning templates, an easy-to-use site editor and competitive pricing. Squarespace offers four pricing plans, with monthly costs ranging from $16 USD ($21.54 CAD) to $65 USD ($87.48 CAD). Unlike other site builders, there are no hidden fees and pricing doesn’t increase upon renewal.

Read our guide to learn more about Squarespace pricing. We’ll review and compare each plan option, so you can decide which is best for your needs.

Get a well-priced, impeccably designed website with Squarespace

On Squarespace’s Website

Featured Partners

On Wix’s Website

Starting price

$16 USD ($21.88 CAD) per month

Drag-and-drop editor

E-commerce in entry-level plan

On Bluehost’s Website

$2.95 USD ($4.05 CAD) per month

Storage and bandwidth

Unmetered bandwidth, and SSD storage starts at 10GB

Extras and inclusions

Free domain name and SSL for a year, free CDN

Squarespace

Standout Features

Free domain and SSL certificate, no transaction fees, award-winning templates

Squarespace is a beginner-friendly platform that allows users to create their own websites. It’s one of the most popular website builders available and is designed specifically for users without any coding or development experience. It’s also an all-in-one content management system – (CMS), which allows you to host content, register domains, sell products and access analytics.

For more details on the pros and cons, as well as how it stacks up to competitors, check out our comprehensive Squarespace review .

Squarespace pricing breaks down into four different plans, which are promoted as being simple and straightforward. Users are free to change or cancel their selected plan at any time, and both refunds and new charges will be prorated. There’s truly an option for everyone, whether you are looking for a simple website to use for blogging or you want to create a complete online store.

Squarespace Tiered Features and Plans

• Price: $16 USD ($21.54 CAD) per month (paid annually) or $23 USD ($30.95 CAD) per month (paid monthly)
• Best for: The Squarespace Personal plan is an excellent choice for users interested in building their first website, and who don’t need lots of extra bells and whistles.

The pricing breaks down to $23 USD ($30.95 CAD) per month if you pay as you go, or $16 USD ($21.54 CAD) per month if you pay for a year in advance. If you are a freelancer or solopreneur looking for a way to showcase your portfolio, share relevant content or create a blog, this plan is right for you. Arguably the biggest downside to the Personal plan is that there are no e-commerce options. If your goal is to set up an online store, this won’t be the plan for you.

• Price: $23 USD ($30.95 CAD) per month (paid annually) or $33 USD ($44.40 CAD) per month (paid monthly)
• Best for: This plan is a great option for businesses that only offer basic online transactions and don’t plan to have a high sales volume.

Squarespace Business levels up from the Personal plan, offering e-commerce abilities such as selling, accepting donations, gift card functions and discount codes. Business pricing is $33 USD ($44.40 CAD) per month, or $23 USD ($30.95 CAD) per month if you pay annually, which equals a 30% savings. If you connect a custom domain, you’ll be able to create a professional email address through Google Workspace. This costs an additional yearly fee, but the first year is free so you can try it out.

There is a 3% fee on all transactions on the Business plan, so if your site grows to a point where this is cost-prohibitive, it may be time to upgrade to the Basic Commerce plan where Squarespace doesn’t charge transaction fees.

Basic Commerce

• Price: $27 USD ($36.33 CAD) per month (paid annually) or $36 USD ($48.44 CAD) per month (paid monthly)
• Best for: This plan is for those that have graduated to higher sales and have a booming e-commerce business.

In addition to having access to advanced analytics, you’ll also get point-of-sale (POS) features for in-person sales and merchandising tools. For example, customers will be able to create accounts and leave reviews on products they’ve purchased.

The monthly fee for Basic Commerce is $36 USD ($48.44 CAD), or $27 USD ($36.33 CAD) per month if billed annually. Notably, this plan stands out over the Business level since it eliminates all transaction fees, plus users cross-promote their inventory on Instagram and promote products with “limited availability” labels.

Advanced Commerce

• Price: $49 USD ($65.93 CAD) per month (paid annually) or $65 USD ($87.48 CAD) per month (paid monthly)
• Best for: This plan is best for those with a high-volume e-commerce business that needs advanced features to maximize sales opportunities.

The Advanced Commerce plan takes everything offered in the Basic Commerce plan and then throws in extra additions such as advanced discount codes that automatically apply to qualifying orders, the ability to sell weekly or monthly subscriptions and generate real-time postal company shipping quotes. If you want to integrate third-party software, you’ll need this plan to unlock access to the platform’s API.

Advanced Commerce will set you back $65 USD ($87.48 CAD) per month, or $49 USD ($65.93 CAD) per month if you opt for an annual payment. It’s also the only Squarespace plan that provides the abandoned cart recovery feature, which many businesses find essential for increasing their e-commerce sales.

Which Squarespace Plan Should You Choose?

The right plan option will depend entirely on what you’re wanting to use your site for and what services you need. If you are looking to create an online portfolio , start a blog and occasionally sell goods or services, either the Personal or Business plan will work well. If you have a robust online store (or are trying to build one) and plan to have a high volume of sales, choosing the Basic Commerce or Advanced Commerce plan will be your best bet.

Once you choose the best plan for your needs, there are a few ways to save money on your new Squarespace website. Here are the most relevant discounts that you can utilize to save money on a variety of features you may need.

Utilize Google Workspace

Even though users can choose an email address and domain name through Squarespace, it’s not the cheapest option. Google Workspace offers both, with a Business Starter plan that costs just $7.80 CAD per user, per month.

Annual Payments

As you can see from the pricing breakdown, you’ll receive savings of 25% to 30% when you opt for an annual payment instead of monthly. Don’t worry if you prepay, only to change your mind a few months later. Squarespace allows you to change or cancel your plan at any time, and you’ll receive a prorated refund if you discover it’s not the right website builder for you.

Student Discount

Budding entrepreneur on a college budget? Take advantage of the Squarespace student discount, which offers 50% off any annual plan for your first year. Simply verify your student status, then you’re free to start building the website of your dreams.

Promo Codes

Squarespace provides promo codes from time to time that will give you a percentage or total dollar amount off of your total purchase. Promo codes may also be available through affiliates of Squarespace that offer a discount to sign up. Many of these promo codes are only available when you’re making your first purchase with Squarespace and you won’t be able to use any if you are already a member. You can check for current promo codes directly on Squarespace’s website.

Squarespace is feature-packed and offers a terrific solution to building a website for whatever your needs are. While the costs vary depending on the features you want, they fall in the range of $16 USD ($21.54 CAD) to $65 USD ($87.48 CAD) per month. There are similar services available where you can build your site for less than this.

Here is a breakdown to see how some of Squarespace’s biggest competitors compare:

As you can see, Squarespace is a bit more expensive than Wix but it should be noted that we’ve ranked the product higher than Wix on our best website builders review. Shopify is a bit different as it’s primarily an e-commerce platform , but Squarespace compares very well in price, especially for those who just need a basic e-commerce site and don’t need more advanced features.

Squarespace offers a free trial that gives you the ability to test the waters and see if the whole platform is right for your needs. Many free trials are limited or require a credit card that will automatically be charged when your free trial ends. Squarespace not only doesn’t require a credit card for you to get started, but you also get access to most premium features. Let’s take a closer look at the free trial details at Squarespace.

How Long Is the Free Trial?

No matter what plan you’re interested in, Squarespace offers a full 14-day free trial so that you can see if it’s the right option for you. You can create as many free trials as you want.

What’s Included in (and Missing From) the Trial?

With Squarespace’s free trial, you get access to most premium and e-commerce features. The trial sites, however, are private unless you upgrade. The trial is meant to test out Squarespace’s platform and is not meant to publish sites. During your trial, your site won’t be indexed by search engines and you won’t have access to license Getty images.

You also won’t be able to submit or obtain subscriptions, from Apple Podcasts nor podcasts you publish on the site. However, you can test building a site and using Squarespace’s platform with unlimited contributors to the site. The other large difference between this version and the regular premium plans is that you lose some advanced e-commerce features, such as accepting payments through Squarespace Commerce. You also won’t be able to create subscription products or connect your PayPal account to the site.

Can You Extend a Squarespace Trial?

When your free trial ends, you will not have access to your site unless you upgrade to a paid service. There is no extension of the free trial, but you can create a new free trial if you want to build a different site.

While the price listed above ($16 USD ($21.54 CAD) to $65 USD ($87.48 CAD) per month) will give you access to the majority of Squarespace features, there may be some additional fees that you could end up incurring, depending on the type of business you have. Here are some of the most common costs you could incur that are in addition to your monthly cost.

E-Commerce Transaction Fees

Depending on the plan you choose, you may incur transaction fees for selling products through your site. The Business plan costs you a 3% transaction fee for every transaction processed, but that fee is waived on both of the Commerce pricing plans. Most e-commerce sites will need one of the two commerce plans to sell products, however, to get access to features such as product reviews and checkout on your domain.

Custom Domain Name

If you buy an annual plan, then you’ll receive a free custom domain registration for one year without paying anything extra. However, you don’t get this feature if you buy a monthly plan. That means you’ll have to register your custom domain somewhere else, which generally costs between $10 USD ($13.45 CAD) and $20 USD ($26.92 CAD) per year. This cost could be more if you have a specialty domain.

Every plan, with the exception of the Personal plan, offers one free professional email account through Google Workspace. You will be charged for any additional accounts you have during that time, and your free account will cost additional fees after one year. Google accounts now start at $7.80 CAD per user per month. To use the free year of Google Workspace, you must redeem it within one year of making your first Squarespace purchase.

Other Add-Ons

Squarespace offers the ability to integrate with third-party products, such as OpenTable for restaurants. These premium integrations are included in the three top tiers, but you’ll incur additional fees for the services you’re integrating with. You may also need the help of a third party to map the integrations properly, depending on what you’re connecting with, and this would be an additional cost to you. The platform itself, though, doesn’t have any additional fees for these premium integrations.

Squarespace pricing compares favourably across the industry for the vast amount of features and tools you get to maximize the features and visibility of your site. Squarespace is a great web builder that meets the needs of most sites but it isn’t as strong for e-commerce businesses as others that are out there. If you need more advanced e-commerce settings or options, you may consider Shopify ($38 CAD per month) instead of Squarespace. Learn more about how Squarespace compares to Shopify in our Squarespace vs. Shopify guide.

Canadian centric editing and pricing research conducted by Anna Rey.

Related: Best Squarespace Alternatives

What does Squarespace cost?

The price of Squarespace depends on the features you need access to, as the company offers four different pricing plans. You’ll also be charged a different amount if you decide to pay monthly compared to annually. Overall, Squarespace costs between $16 USD ($21.54 CAD) and $65 USD ($87.48 CAD) per month.

Is Squarespace free?

Squarespace is not free and you’ll need to pay either a monthly or annual fee to use the product. The company does offer a 14-day free trial, though, if you’re just wanting to test the waters and see if it’s a good option for you. The free trial gets you access to most of the premium features available.

What is the best Squarespace plan?

The best Squarespace plan is going to depend on what your needs are. Each of these plans offers something unique and is right for a specific group of people. For example, the Personal plan is a good fit for those just wanting to create a blog while the Advanced Commerce plan is the best plan for those wanting next-level e-commerce features such as abandoned cart recovery.

Does Squarespace offer free trials?

If you want to try out Squarespace before committing, it offers a free 14-day trial for new users, with no credit card required. While you’ll get access to most premium features, your site will remain private during your trial and it won’t be indexed by search engines.

Are Squarespace’s paid plans worth it?

Whether the plans Squarespace offers are worth it is very much up to you and what features you need in a web builder. We believe that Squarespace is a very competitive option in the market and it offers a variety of features that could make the product right for a number of different use cases.

Does Squarespace have any hidden fees?

Squarespace doesn’t have any hidden fees but there are some additional charges, depending on what you’re doing with your site. For example, you may have to pay a 3% transaction fee for processing online transactions through the site if you have the Business plan. This fee is waived if you buy either of the two Commerce plans.

Can I switch to a different Squarespace plan?

You can switch to a different Squarespace plan at any time via your online account portal.

How does Squarespace compare to WordPress?

Squarespace and WordPress are both leading web platforms on the market. However, the two are very different. In a nutshell, Squarespace is far more beginner-friendly, with only a very slight learning curve thanks to its drag-and-drop site editor and all-inclusive plans. Meanwhile, WordPress is far more customizable and offers more comprehensive e-commerce capabilities at a lower price.

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• Best Business Cell Phone Plans

In today’s workplace, having business cell phone plans that meet the needs of your workforce and business is vital. Employees aren't always in the office and you need them to be able to complete work or close deals from wherever they are without using their personal devices. Having reliable cell coverage and ample data is essential.

It’s important to identify a robust service provider that works with you and extends an appropriate level of mobile security. These are six of the best business cell phone plans to consider for your company.

Table of Contents

Unlimited talk, text, and data on all plans

More lines lowers pricing

Call filtering available

Easily determine if your current device is compatible with its service

Mobile security isn’t available on all plans

TravelPass isn’t available on all plans

Verizon Wireless is a well-known telecommunications company that offers the best overall cell phone plans for businesses. The base plan, Start 5G, begins at $40 per month for three lines. Your business must agree to Auto Pay and paperless billing to qualify for that price.

All plans include unlimited 5G (on capable devices) and 4G LTE data. Workers may experience slight lag when the network is busy, which isn’t uncommon for most networks. Employees can bring their own devices, or you can purchase one for them. Verizon includes unlimited talk and text to Canada and Mexico in all plans. You receive 2GB of high-speed data daily and can expect unlimited 3G speed afterward.

If employees travel extensively, the Unlimited Pro 5G plan is worth considering. It offers additional mobile hotspot data, security, and four days of TravelPass. The latter provides talk and text to over 200 nations.

Verizon offers unlimited data plans for devices other than cell phones, including tablets, laptops, and smartwatches. If your company requires more than five lines, you must speak with a representative for an accurate quote. Plans are month-to-month or a contractual agreement.

UScellular  »

Lowest price among major carriers

Call filtering available on all plans

10GB of mobile hotspot data in base plans

Best deals may require a contract

Less robust coverage map than Verizon

If cost is a concern, UScellular is our top choice for the most affordable business cell phone plan. It beats all other selections on publicly available prices for plans of at least five lines. Your business can get the base plan for just $25 monthly for five or more lines. Depending on the needs of your company, speaking with a representative may be necessary to receive an accurate quote.

All plans include unlimited 5G and 4G LTE data. Employees can bring their own devices, or you can purchase one for them. UScellular includes unlimited talk and text to Canada and Mexico in all plans. Roaming to both nations is available in all plans, too. While Travel Passes are an option, no information is publicly available on the number of countries it covers.

Premium plans include up to 100GB of hotspot data, plus advanced security features. However, using devices beyond mobile phones on UScellular is not as easy. The Business Unlimited Data – Even Better plan only offers 50% off tablet or watch data plans. You must speak with a representative to learn more.

AT&T  »

Cheaper pricing with additional lines

Unlimited data, talk, and text to 20+ Latin America countries in Unlimited Premium plan

Ability to add on other devices

Must purchase most premium plan for International Day Pass

Add-ons can get expensive

If coverage and reliability are a concern for your business, AT&T is our top choice for the best business cell phone plan. AT&T Business Unlimited Standard, the base plan, starts at $40 per month for three lines, assuming you accept paperless billing and Auto Pay. All plans include unlimited 5G (on capable devices) and 4G LTE data, and if employees have their own devices, they can bring them. Your business can also purchase one for them.

If employees travel regularly, you may want to purchase the Business Unlimited Premium plan. The plan offers additional mobile security via the proprietary ActiveArmor advanced mobile security. It also includes the AT&T Business Fast Track, allowing higher prioritization during heavy traffic periods. Unfortunately, the only way to receive an International Day Pass is through this premium offering.

If your firm needs more than five lines, you must speak with a representative to receive an appropriate quote. Plans are monthly or a contractual agreement.

Google Voice  »

Works with other Google products such as Calendar and Meet

Spam calls are automatically blocked

Affordable option for small businesses or one-person shops

Lacks tools like call monitoring

Best features require the most expensive plan

Won’t work without an internet connection

Google Voice is our top selection for value cell phone plans for businesses. The offering isn’t a traditional cell phone plan. Rather, it’s a voice over internet protocol (VoIP) that relies on web access to make and receive calls. The Starter plan begins at $10 monthly for up to 10 users.

This provides a toll-free number and the ability to work from anywhere you can access the internet, on any device or supported desktop phones. That flexibility allows you to access a myriad of business files, assignments, and appointments from a single platform. Call blocking is standard on all plans.

Google Voice offers other clever features like call forwarding and voicemail transcription. Unfortunately, advanced features like premium support and call recording require the Standard or Premier plans, which cost $20 and $30 monthly per user, respectively. However, if you have a small business that depends on phone calls and texting, Google Voice is a good choice, particularly if you want to integrate mobile access to various Google apps.

Affordable choice for small businesses

Compatible with a variety of business communication tools and platforms

Flexible plan options

Claims 99.999% uptime

Limits texting to premium tier plans then limits the number of texts

Requires a contract to receive the best pricing

Nextiva is our top choice for the most flexible business cell phone plans. Like Google Voice, Nextiva is a VoIP that requires web access to make and receive calls. The Essential plan is as low as $18.95 monthly. However, you must have at least 20 lines and prepay for 36 months to receive that pricing. As your needs change, Nextiva makes it easy to change plans.

Unlike Google Voice, Nextiva integrates with many of the most popular office communication tools and platforms. These include HubSpot, MS Teams, Salesforce, Zendesk, and Google Contacts. Your business also receives access to a Nextiva dashboard to manage all of your communication needs. Call blocking is standard on all plans, and they offer a helpful voicemail to email or text notifications.

If you have a larger company, the Enterprise plan may be a better fit. It allows for unlimited participants for voice and video conferencing and provides other helpful resources like call and video recording. While Nextiva is more expensive than Google Voice, its integration with so many resources makes it an ideal choice if your business thrives on flexibility

T-Mobile  »

Taxes and fees are included in higher-tier plans

Unlimited text and 5GB of data to 11 countries in all plans and roaming in 215+ other nations

Netflix On Us requires higher-tier plans

Wi-Fi perks not available on base plans

T-Mobile is our top choice for business cell phone plans if you have employees who frequently travel internationally. The base plan, Business Unlimited Select, begins at $30 monthly for three lines when you sign up for Auto Pay and paperless billing.

All plans include unlimited 5G (on capable devices) and 4G LTE data. Employees can bring their own devices or you can purchase one for them. T-Mobile stands out in including unlimited text in all plans to over 215 nations worldwide. Additionally, you receive 5G of high-speed data in 11 countries.

Unlimited talk and text plus 5GB of monthly data is available to Canada and Mexico. Unfortunately, you must sign up for the Business Unlimited Advanced to receive Wi-Fi privileges. Furthermore, you must pay to add data to devices and tablets.

If your company requires more than 12 lines, you must speak to a representative to receive an appropriate quote. Plans are month-to-month.

What Is a Business Cell Phone Plan and How Does it Work?

A company cell phone plan is paid for by a business that provides service and, if needed, devices for qualifying employees. This allows employees to conduct business directly through their employer-sponsored mobile device instead of their personal phone.

This may allow companies to monitor their employees' work hours, communication, and location through apps installed on the chosen phone. Firms can often sign up for as many lines as they need, depending on the demands of their business.

How Much Do Business Cell Phone Plans Cost?

Many top business cell phone companies fall in a similar range for pricing. Most providers start in the $25 to $35 per month range for a basic plan, which often includes up to three lines. If more lines are required, this typically lowers the per-line cost.

Enterprise plans are often available once a certain number of lines is reached. Obtaining accurate quotes on those plans requires speaking with a representative.

Additional features increase plan cost to $45 to $55 monthly for three lines.

Features To Consider When Buying Business Cell Phone Plans

Selecting a cell phone plan for your business means finding a provider that meets the needs of your workforce. These are some key features to consider when choosing a business cell phone plan.

Before selecting a provider, check how reliable the network is and what areas they do and don't cover. Look at the coverage map, read customer reviews, and even ask other business owners for recommendations.

Major providers all tout their reliability and coverage. For example, Verizon recently won its 32nd straight J.D. Power award for network quality. The FCC’s national map also provides visibility into network reliability.

The size of your business may determine the number of lines you need. Budget, data speed, and usage limits impact price. Contract flexibility is also essential. For example, T-Mobile offers all plans with no contracts. If that’s important to your business, ask for it when signing up.

Over one million people travel for business daily in the United States, and 405 million long-distance trips take place annually, according to Trondent. If your business depends on travel, some providers, such as AT&T, offer International Day Passes, which you may find invaluable. Furthermore, hotspot data allowances are also vital to keep in mind.

If your company thrives on flexibility, you may need a service that goes beyond simply offering phone service. Having the ability to connect a business tablet, for example, can be critical for a connected salesforce. You may want to select a provider that offers unique add-ons to enhance your business.

How To Choose the Best Business Cell Phone Plan

Choosing the right cell phone plan for your company is essential. You want a reliable network that won’t hinder employees from working, provides the options they need, offers plans that fit your budget, and has responsive customer service when you need it.

Here are some top factors that should influence your decision, according to Comcast Business.

• What are the habits of your workforce?
• What type of plan will work best for your company?
• Will your employees be fine with their personal cell phones?
• How much data will your employees require?

You should also select a plan that doesn't sacrifice flexibility and reliability for lower cost. Instead, choose a plan that helps employees work without skimping on necessary features.

The Bottom Line

Choosing the best cell phone plan for your business depends on your needs and provides enough data and resources to employees while staying within budget. Verizon Wireless is the top provider, thanks to its reliable network, cost, and wealth of tools. We appreciate their straightforward plans and ability to work with companies on an offering that meets specific needs. Selecting a provider that partners with your business is an optimal way to nurture business growth.

How We Chose the Best Business Cell Phone Plans

At U.S. News 360 Reviews, our writer examined various cell phone plans for businesses. This analysis included pricing, coverage, data offerings, and international offerings. When deciding on a cell phone business plan, it’s also prudent to consider things like cost, coverage, and support when identifying the top option for your business.

WHY SHOULD YOU TRUST US?

Our contributors and editors have extensive experience experimenting with and testing products and services. John Schmoll, the writer of this article, has 15 years of experience running a small business and appreciates the importance of having a reliable cell phone plan. John has also written for Prudential, RBC Wealth Management, and GoBankingRates. To John, knowing your needs and budget is essential when selecting a business cell phone plan.

Business Cell Phone Plans FAQ

Restrictions typically revolve around what kind of plan you choose for your company. For example, video streaming or international roaming capabilities may be reduced for some plans. Furthermore, a company may choose to include restrictions on devices they give to employees.

This depends on the type of plan you choose. Service and assistance levels may vary, but enterprise plans can offer more generous support.

Most, if not all, cell phone carriers offer some kind of promotion or incentive when beginning service. This ranges from autopay discounts to the ability to add other devices for a reduced price.

If you’re a business owner, it’s possible to establish a phone plan in the name of the company. Your business can purchase a device for new employees, or they may be able to bring over an existing device they own.

About Our Team

John Schmoll , MBA

Contributor

U.S. News 360 Reviews takes an unbiased approach to our recommendations. When you use our links to buy products, we may earn a commission but that in no way affects our editorial independence.

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What is Max?

• How much does it cost?
• How do I sign up?
• How is it different from HBO Max?
• What if I have HBO through cable?
• What if I'm a Discovery Plus subscriber?

What can I watch on Max?

Can i stream live sports on max, max streaming service: how to sign up, price, plans, and what to watch.

When you buy through our links, Business Insider may earn an affiliate commission. Learn more

Max , formerly known as HBO Max , combines access to everything on HBO, lots of content from Discovery Plus , and new original series into one app, one subscription plan, and one monthly fee. 

The platform also includes CNN Max, a round-the-clock live news feed at no extra cost. Coupled with its already sizable selection of popular shows, movies, and reality series, Max is one of the best streaming services out there for people who want prestige TV and tons of unscripted content in one place. However, its top-tier plan is notably more expensive than competitors like Disney Plus , Paramount Plus , and Peacock . 

To help you decide whether Max is worth signing up for, we broke down everything you need to know, including how much each plan costs, how to subscribe, and what you can watch right now.

Formerly HBO Max, now just Max, this streaming service is the US home of premium content from HBO and Warner Bros. Since the rebranding, it's now also the home of Discovery content for reality, food, true crime, and more. Prices start at $10 a month for ad-supported, $16 for ad-free, and $20 if you want to view in 4K.

Max is Warner Bros. Discovery's premier streaming service, which serves as a rebranding, expansion, and replacement of the company's previous HBO Max platform. Max offers a combination of HBO Max and Discovery Plus content, with movies, shows, and documentaries geared toward different tastes. 

As such, Max is the streaming home to series like " The Last of Us ," "Diners, Drive-Ins, and Dives," "90 Day Fiance," " House of the Dragon ," and many more titles that used to be exclusively available to either service. Leveraging all of Warner Bros. Discovery's various properties, Max includes titles from HBO, Warner Bros. Studios, Discovery Channel, DC, Cartoon Network, Food Network, TCM, Magnolia Network, and more.

As of September 2023, it is also the home of live news via CNN Max at no additional cost. Live sports are also offered via the B/R (Bleacher Report) Sports Add-on (free for a limited time).

How much does Max cost?

Max is available at three different pricing tiers. All plans include access to the entire library of Max content, but certain tiers provide better streaming quality and other perks. 

• Max with Ads : $10/month or $100/year for ad-supported streaming with up to two simultaneous streams, no offline downloads, and 5.1 surround sound quality
• Max Ad-Free : $16/month or $150/year for ad-free streaming with up to two simultaneous streams, 1080p HD video playback, up to 30 offline downloads, and 5.1 surround sound quality
• Max Ultimate Ad-Free : $20/month or $200/year with up to four simultaneous streams, up to 4K HD Ultra video playback with HDR, 100 offline downloads, and Dolby Atmos sound quality

Max's Ultimate plan is notably more expensive than similar offerings from competitors like Disney Plus, Peacock, and Paramount Plus. However, it's slightly cheaper than a Netflix Premium plan ($23/month).

Like Netflix, Max requires you to sign up for its most expensive plan to get 4K high-dynamic-range (HDR) video and Dolby Atmos audio support. Check out our guides to 4K resolution , HDR , and Dolby Atmos for details on the benefits of those features.

How do I sign up for Max?

You can sign up for Max right now through the Max website . The service is also available through partner platforms like Prime Video and Hulu . HBO Max subscribers were automatically transferred over to Max on May 23, 2023.

How is Max different from HBO Max?

Max offers everything HBO Max did, along with tons of popular Discovery Plus content, like shows from Food Network, HGTV, TLC, ID, and more. The revised platform also features a revamped interface and some other quality-of-life improvements to make finding content easier across all of the service's different brands.

Though you can get Max for the same price as HBO Max's old ad-lite and ad-free plans, Max also offers one additional pricing tier, Max Ultimate, which costs $20 a month for up to four concurrent streams, 4K Ultra HD resolution, Dolby Atmos sound quality, and up to 100 offline downloads. 

Is Max included with an HBO cable plan?

As was the case with HBO Max, most viewers who already have HBO through their cable or satellite TV provider get access to ad-free Max for no additional cost. To see if you qualify, check out the list of eligible providers . 

What if I'm a Discovery Plus subscriber?

Though Max includes a lot of the content that you can find on Discovery Plus, the two platforms remain available as separate services. If you're a Discovery Plus member, you can keep your Discovery Plus membership with no additional fees. And viewers can still sign up for Discovery Plus on its own. Just remember that a stand-alone Discovery Plus plan does not include Max's library of HBO programs, movies, and scripted shows.

Max is home to content that used to require two subscriptions to view: HBO Max and Discovery Plus. The library includes a huge catalog pulled from all of Warner Bros. Discovery's various brands, including HBO, Warner Bros. Studios, Discovery Channel, DC, Cartoon Network, Looney Tunes, and more. This includes hits like "House of the Dragon," "The White Lotus," "Succession," "The Last of Us," "The Property Brothers," "House Hunters," and "90 Day Fiance."

As of September 2023, the service also offers CNN coverage around the clock via CNN Max at no extra cost for subscribers. And for a limited time, members can stream sports for free with the B/R Sports add-on.

New Warner Bros. movies also hit Max after they play in theaters. Right now, you can watch films like " Wonka ," " Barbie ," and " The Zone of Interest " on the service. In addition, Max is also home to a growing collection of Max Originals developed exclusively for the service. 

Some notable Max Originals in development include: 

• "The Penguin"
• "Welcome to Derry"
• "The Conjuring" series
• "The Big Bang Theory" spinoff
• A new "Harry Potter" series
• "Fixer Upper: The Hotel"
• "Rick and Morty: The Anime"
• "Love & Translation"

You can watch live sports on Max with the B/R (Bleacher Report) Sports Add-on. As of writing, it's included for free with any Max subscription as part of a limited-time promotion but normally costs an extra $10 a month. Though the promo was supposed to expire on February 29, it has been extended, and Max no longer specifies an end date. 

If you're unsure how to watch B/R Sports on Max, just select the "B/R Sports" option at the top of the screen. It's here that you can access select live games from the NHL, NBA, MLB, NCAA Men's March Madness, and US Soccer. You can also find upcoming games and recent event highlights on B/R Sports.

You can purchase logo and accolade licensing to this story here . Disclosure: Written and researched by the Insider Reviews team. We highlight products and services you might find interesting. If you buy them, we may get a small share of the revenue from the sale from our partners. We may receive products free of charge from manufacturers to test. This does not drive our decision as to whether or not a product is featured or recommended. We operate independently from our advertising team. We welcome your feedback. Email us at [email protected] .

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Biden's new student loan forgiveness plan would cost an extra $84 billion: report

Eliminating unpaid interest on student loans alone costs approximately $58 billion.

Much of the new plan is already covered under SAVE, but key new provisions raise the price tag considerably. ( iStock )

President Joe Biden's new student debt elimination proposal would bring relief for millions more Americans, but a Penn Wharton Budget Model (PWBM)  analysis  shows it could add another $84 billion to an already costly plan.

The Biden Administration  released a formal proposal  to provide student debt relief to over 30 million borrowers. The new plan also proposes to eliminate accrued interest for 23 million borrowers and automatically discharge debt for borrowers eligible for loan forgiveness under SAVE, closed school discharge or other forgiveness programs, even if not enrolled. Additionally, student debt for borrowers who entered repayment for 20 or more years would be discharged. The plan would also provide relief to borrowers who experience hardship in paying back their loans.

"These distinct forms of debt relief are designed for borrowers struggling with their loans – and that's a lot of people," Under Secretary of Education James Kvaal said. "There are 25 million borrowers whose interest is growing faster than they can pay it down. That fact alone shows how badly President Biden's student loan relief is needed."

PWBM said that the new plan would cost an extra $84.06 billion on top of the $475 billion price tag for the Saving on a Valuable Education (SAVE) Plan, bringing the total cost to around $559 billion for both plans. 

The biggest cost of the plan is waiving up to $20,000 for millions of borrowers whose balances have grown because of unpaid interest. That part of the plan is estimated to cost roughly $58 billion. The second-largest cost, $19 billion, stems from eliminating student debt for borrowers in repayment for 20 years or more (or 25 years with graduate student debt). 

Private student loan borrowers can't benefit from federal loan relief. But you could lower your monthly payments by refinancing to a lower interest rate. Visit Credible to speak with an expert and get your questions answered. 

BUY A HOME IN THESE STATES TO GET STUDENT LOAN DEBT RELIEF

Student loan cancellation keeps coming

More people are becoming eligible for student loan cancellation as they hit 10 years of payments. Since the launch of SAVE, nearly 8 million borrowers have received relief, including 4.5 million with a $0 monthly payment. Student loan forgiveness has reached millions even as the  Supreme Court blocked Biden's original debt forgiveness plan  last June.  

The latest round of cancellations targets $7.4 billion in student loans for 277,000 borrowers, the Department of Education said in a  statement . This brings the total debt forgiven over Biden's presidency to $153 billion.  

Biden's SAVE plan could lower borrowers' monthly payments to zero dollars, reduce monthly costs in half and save those who make payments at least $1,000 yearly. Yet roughly three out of four borrowers who make $75,000 or less annually, and would benefit from the SAVE plan, still need to be enrolled, according to a recent Student Debt Crisis Center (SDCC)  survey .

If you can qualify for a student loan refinance at a lower rate than you're currently paying, there are usually no downsides to refinancing. You can use Credible to compare student loan refinancing rates from multiple private lenders at once without affecting your credit score.

HOMEOWNERS COULD SAVE TENS OF THOUSANDS IN DAMAGES BY USING SMART DEVICES

Biden student loan forgiveness plan faces legal challenge

Republican-led states  filed suit  against President Joe Biden and the U.S. Department of Education to stop the SAVE Plan. A total of 18 states have joined one of two lawsuits challenging the plan.

The lawsuits seek to halt the SAVE plan immediately, arguing that the U.S. Department of Education has no authority to alter student loan repayment plans. This would cancel more than $156 billion in student loan debt .  

The lawsuit also argues that the U.S. Supreme Court determined that Biden's original forgiveness program violated federal law and that only Congress can authorize the forgiveness of student loans involving taxpayer money. 

A  statement from the Education Department  said Congress gave the agency the authority to define the terms of income-driven repayment plans.

If you hold private student loans, you won't be enrolled in a federal income-driven repayment plan, but you could refinance your loans to a lower rate. Visit Credible to compare options from different lenders without affecting your credit score.

MORTGAGE LOAN LIMIT RISES ABOVE $1.1M AS HOME PRICES SURGE

Have a finance-related question, but don't know who to ask? Email The Credible Money Expert at  [email protected]  and your question might be answered by Credible in our Money Expert column.

Tuesday is a key deadline for student loan relief. Here’s what you need to know.

Some consolidated federal student loans will be eligible for significant relief under a new plan by the biden administration.

The deadline to consolidate federal student loans to qualify for the Biden Administration’s latest effort at loan cancelation is fast-approaching.

Here’s what you need to know.

What is student loan consolidation?

Student loan consolidation is combining multiple loans into one loan with a fixed interest rate. That means the interest rate remains the same for the duration of the loan, which could potentially lower the monthly payment amount . Once the loan is consolidated, borrowers make a single monthly payment, rather than making payments for several different loans.

The new loan is known as a Direct Consolidation Loan.

Why is student loan consolidation important?

By consolidating their loans, some student loan borrowers can qualify for full debt cancelation or receive credit toward loan forgiveness. Eligible borrowers include: people who are on an income-driven repayment plan or were in the past; people in the Public Service Loan Forgiveness program; or people with Direct or Federal Family Education Loan Program loans held by the Department of Education.

The plan is part of a current initiative by the Department of Education to lower or eliminate payments for some borrowers. The Department is conducting a one-time adjustment to loans this summer, which means more than 3.6 million borrowers could see their loan balances reduced or eliminated entirely.

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The Department of Education expects all adjustments to be made by July 1.

The initiative is part of the Biden-Harris Administration’s long-running and controversial efforts to reduce student loan debt for millions of Americans. After a broader student-debt relief plan was shot down by the Supreme Court last year, the Administration has approved $146 billion in student debt relief through other methods, according to the White House .

How much will it cost?

There is no cost to consolidate the student loans into one loan.

When is the deadline?

Tuesday, April 30.

It takes at least 60 days to process a Direct Consolidation Loan application and to disburse the new loan, according to the Department of Education.

How do you apply for student loan consolidation?

Borrowers can login to their Federal Student Aid Account here to submit an application. Most people can complete the process within 30 minutes with necessary information regarding current loans and personal details, according to the Federal Student Aid office.

For additional assistance, the Federal Student Aid Information Center can be reached at 1-800-433-3243.

What loans need to be consolidated?

The following federal loans must be consolidated in order to be eligible for the one-time loan adjustment: commercially-held Federal Family Education Loan, Parent PLUS loans, Perkins loans, and Health Education Assistance Loan Program loans.

What else do I need to know?

Parent PLUS loans that are managed by the Department of Education with at least 25 years or 300 months of repayment will automatically be cancelled through the one-time adjustment.

People who have already received forgiveness or paid off their loans are not eligible for a refund of prior payments.

What other student loan initiatives are in place?

The Biden-Harris Administration has a multi-step plan in place focused on student debt relief. They first extended the student loan repayment pause that was set in place during the pandemic, enabling borrowers to delay their payments until October 2023. Their second plan, which would have eliminated $20,000 in debt for Pell Grant recipients and $10,000 for non-recipients, for individuals with incomes of less than $125,000, was rejected by the Supreme Court last year.

The Administration recently announced a new plan to cancel the debt of more than four million borrowers and provide more than 10 million borrowers with at least $5,000 in debt relief. The proposed plan, aimed at lower and middle-class borrowers, would cancel out the unpaid interest accrued on many student loans, eliminate student loan debt for those who have been in repayment for more than 20 years, and cancel student loans debt for those with financial hardships or who attended a low-value college.

Esha Walia can be reached at [email protected] .